245 Candy Apple Ln, Richmond, KY 40475 Property Records

Madison County property record for 245 Candy Apple Ln, Richmond, KY 40475

Property Summary

Property Type	Other
Owner	Trust Name on File
Last Sale	$275,000 (Mar 2025)
Tax Bill	$2,593 (2025)
Deeds & Mortgages	Jun 2025 Transfer Mar 2025 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0094-0003-0065`

Property Details

APN / Parcel Number

Primary APN	`0094-0003-0065`
Alternative APN	`53951`

Location & Zoning

Account Number	53951
Street Address	245 CANDY APPLE LN
City	RICHMOND
State	KY
Zip	40475-8462
Property Category	Other
Property Type	Other > Miscellaneous
Legal Description	FAIR VISTA LANDING LOT 65 PH 2
Legal Phase	2
Legal Lot Number	65
Jurisdiction	MADISON KY
Township / Civil Division	WACO-BYBEE
Census Block Group	1
Census Block	1022
Census Tract	11001

Owner

245 Candy Apple Ln is owner-occupied and held in a trust since June 2025.

Source: Madison County records, as of January 19, 2026

Owner of Record	Trust Name on File
Co-owner	Co-owner on File
Mailing Address	245 CANDY APPLE LN, RICHMOND, KY 40475-8462
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2025	Intrafamily Transfer, Transfer
Mar 10, 2025	Deed, Transfer BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC
May 17, 2024	Deed, Construction Loan · Construction Mortgage FIRST STATE FINANCIAL INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 10, 2025 · Amount on File
Deed Sale	Mar 10, 2025 · Amount on File
Prior Sale	Mar 10, 2025 · Amount on File
Deed Document Number	00D864/712
Deed Book / Page	D864 / 712
Last Transfer Date	Jun 5, 2025
Transfer Doc	00D868/430
Record Updated	Jun 8, 2026

June 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MADISON KY
Recording Date	Jun 5, 2025
Property Address	245 CANDY APPLE LN, RICHMOND, KY 40475-8462
Document Number	00D868/430
Book / Page	D868 / 430
Map Reference	CAB 31 SL 187
Instrument Date	May 30, 2025
Instrument	2014265215
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	245 CANDY APPLE LN, RICHMOND, KY 40475-8462

March 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Mar 10, 2025
Property Address	245 CANDY APPLE LN, RICHMOND, KY 40475-8462
Document Number	00D864/712
Book / Page	D864 / 712
Map Reference	CAB 31 SL 187
Instrument Date	Mar 7, 2025
Instrument	2014249463
Transaction Type	Transfer
Record Updated	Jan 20, 2026
Title Company	BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Transaction

Amount	Amount on Record
Tax	$275.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	437 LEWIS HARGETT CIR STE 150, 150, LEXINGTON, KY 40503-3509

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	245 CANDY APPLE LN, RICHMOND, KY 40475-8462

May 2024: Deed, Construction Loan

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	May 17, 2024
Property Address	245 CANDY APPLE LN, RICHMOND, KY 40475-8462
Document Number	00D852/349
Book / Page	D852 / 349
Map Reference	CAB 31 SL 187
Instrument Date	May 15, 2024
Instrument	2014204354
Transaction Type	Construction Loan
Record Updated	Jan 20, 2026

Transaction

Amount	Amount on Record
Tax	$56.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	131 DOVE TRACE DR, MOUNT STERLING, KY 40353-8313

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	437 LEWIS HARGETT CIR STE 150, 150, LEXINGTON, KY 40503-3509
Investor	Possibly a Property Investor

Mortgage

Document Number	2014204356
Date	May 17, 2024
Instrument	2014204356

Lender

Name	FIRST STATE FINANCIAL INC
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	18 Months
Due	Nov 15, 2025

Tax Assessment & Valuation

The 2025 property tax bill for 245 Candy Apple Ln was $2,593 with an additional exemption.

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,593.00 Additional exemption filed	$275,000	$275,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 245 Candy Apple Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 245 Candy Apple Ln is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MADISON CO UTILITIES DISTRICT serves 25,120 people · EPA ID KY0760224
Water Source	Purchased surface water from RICHMOND UTILITIES
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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