McDowell County property record for 245 Broad St, Marion, NC 28752
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,610 sqft · built 1956 |
| Lot Size | 0.265 acres (11,550 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $185,000 (Oct 2018) |
| Tax Bill | $956 (2025) |
| Deeds & Mortgages | Mar 2017 Line of Credit Jan 2017 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1701-11-65-6137 |
| Primary APN | 1701-11-65-6137 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,610 sqft Heated Area |
| Basement Area | 1,610 sqft |
| Unfinished Basement | 1,610 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplace | Fireplace |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Ranch |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 11,550 sqft (0.265 acres) |
| Lot Dimensions | 175 ft deep x 66 ft wide |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 68852 |
|---|---|
| Street Address | 245 BROAD ST |
| City | MARION |
| State | NC |
| Zip | 28752-4516 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 6 BLK A GRANDVIEW PKPB2 PG 19 |
| Legal Subdivision | GRANDVIEW PARK SUB |
| Legal Block | A |
| Legal Lot Number | 6 |
| Jurisdiction | MCDOWELL NC |
| Township / Civil Division | MARION |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 970500 |
Source: McDowell County records · APN 1701-11-65-6137
Assessment roll updated January 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 270 MOUNTAIN ST, MARION, NC 28752-3030 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 02, 2017 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Jan 18, 2017 | Deed of Trust, Mortgage · ARM STATE EMPLOYEES CU |
| Oct 11, 2018 | Warranty Deed, Transfer ATTORNEY ONLY |
| Jan 23, 2018 | Deed of Trust, Mortgage STATE EMPS FCU/NY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 11, 2018 · Amount on Record |
| Deed Sale | Oct 11, 2018 · Amount on Record |
| Prior Sale | Sep 05, 2008 · Amount on Record |
| Deed Document Number | 0001257445 |
| Deed Book / Page | 1257 / 445 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCDOWELL NC |
| Property Address | 245 BROAD ST, MARION, NC 28752-4516 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | LENDER RECORDING SERVICES IN |
| Name | Verified Name |
|---|
| Document Number | 0012060482 |
|---|---|
| Date | Mar 02, 2017 |
| Book Page | 1206/0482 |
| Instrument | 2017000994 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | MARION, NC 28752 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCDOWELL NC |
| Property Address | 245 BROAD ST, MARION, NC 28752-4516 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | ACCURATE TITLE GROUP LLC |
| Name | Verified Name |
|---|
| Document Number | 0012020774 |
|---|---|
| Date | Jan 18, 2017 |
| Book Page | 1202/0774 |
| Instrument | 2017000268 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Feb 01, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.25% |
| Change Frequency | 5 Years |
| Index | 5-Year CMT |
| Margin | 2 |
| Max Rate | 6% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCDOWELL NC |
| Recording Date | Oct 11, 2018 |
| Property Address | 245 BROAD ST, MARION, NC 28752-4516 |
| Document Number | 0012570445 |
| Book / Page | 001257 / 000445 |
| Instrument Date | Oct 11, 2018 |
| Instrument | 4715 |
| Transaction Type | Transfer |
| Record Updated | Oct 22, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $370.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 270 MOUNTAIN ST MARION NC 287523030, MARION, NC 28752-3030 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCDOWELL NC |
| Property Address | 245 BROAD ST, MARION, NC 28752-4516 |
| Document Number | 0012350338 |
| Instrument Date | Jan 23, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2018 |
| Title Company | ACCURATE TITLE GROUP |
| Name | Verified Name |
|---|---|
| Address | 245 BROAD ST MARION NC 287524516, MARION, NC 28752-4516 |
| Document Number | 0012350338 |
|---|---|
| Date | Jan 30, 2018 |
| Book Page | 001235/000338 |
| Instrument | 387 |
| Name | STATE EMPS FCU/NY |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611-5279 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jan 29, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.12% |
Source: McDowell County records · Assessment roll updated January 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | McDowell County |
| Municipality | Marion City |
| Unified School District | McDowell County Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $956.00 | $159,880 (-) Land $40,000 Building $119,880 | |
| 2023 | $956.00 | $159,880 Land $40,000 Building $119,880 | $159,880 Land $40,000 Building $119,880 |
Source: FEMA National Flood Hazard Layer as of December 13, 2016 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 17 policies |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 13 (1983–2024) |
| Claims Outside the SFHA | 3 of 13 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
| Wildfire Risk | Low lower than 64% of the US · above 49% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Skyrunner Fixed Wireless | 500 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Optimum Communications.
Based on FCC filings for 314 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF MARION serves 9,362 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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