245 Bluff View Cir, Saint Louis, MO 63129 Property Records

St. Louis County property record for 245 Bluff View Cir, Saint Louis, MO 63129

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,517 sqft · built 2000
Lot Size	0.35 acres (15,246 sqft)
Owner	2 Individual Names on File
Last Sale	$460,000 (Jul 2019)
Tax Bill	$7,204 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`33H-14-0625`

Property Details

APN / Parcel Number

Primary APN	`33H-14-0625`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	16 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,517 sqft Living Area
Gross Area	4,777 sqft
1st Floor Area	1,444 sqft
Basement Area	600 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	15,246 sqft (0.35 acres)
Lot Dimensions	90 ft deep x 100 ft wide
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	660 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	624 sqft
Porch	Open Frame Porch
Porch Area	152 sqft
Canopy	196 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	245 BLUFF VIEW CIR
City	SAINT LOUIS
State	MO
Zip	63129-5059
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	FORDYCE BLUFFS LOT 75
Legal Subdivision	FORDYCE BLUFFS
Legal Lot Number	75
Jurisdiction	ST LOUIS MO
Township / Civil Division	OAKVILLE
Census Block Group	1
Census Block	1015
Census Tract	220445

Owner

245 Bluff View Cir is owned and occupied by two individuals who bought it in July 2019.

Source: St. Louis County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	245 BLUFF VIEW CIR, SAINT LOUIS, MO 63129-5059
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage FAMILY FINANCE MORTGAGE LLC
Jul 11, 2019	Warranty Deed, Transfer FAMILY FIN MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 11, 2019 · Amount on File
Deed Sale	Jul 11, 2019 · Amount on File
Prior Sale	Nov 4, 2015
Deed Document Number	2019712
Deed Book / Page	23606 / 3359
Prior Transfer Date	Jan 24, 2006
Prior Transfer Doc	0170521901
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	245 BLUFF VIEW CIR, SAINT LOUIS, MO 63129-5059
Transaction Type	Mortgage
Record Updated	Jun 25, 2021
Title Company	FREEDOM TITLE LLC ST LOUIS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	245 BLUFF VIEW CIR, SAINT LOUIS, MO 63129-5059

Mortgage

Document Number	0245922754
Date	Jan 15, 2021
Book Page	24592/2754
Instrument	2021011500127

Lender

Name	FAMILY FINANCE MORTGAGE LLC
Type	Mortgage Company
Address	ARNOLD, MO 63010

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Jul 11, 2019
Property Address	245 BLUFF VIEW CIR, SAINT LOUIS, MO 63129-5059
Document Number	0236063359
Book / Page	023606 / 003359
Instrument Date	Jul 8, 2019
Instrument	712
Transaction Type	Transfer
Record Updated	Sep 24, 2019
Title Company	US TITLE-MEHLVILLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	245 BLUFF VIEW CIR ST LOUIS MO 631295059, ST LOUIS, MO 63129-5059

Mortgage

Document Number	236063362
Date	Jul 11, 2019
Book Page	023606/003362
Instrument	713

Lender

Name	FAMILY FIN MTG
Type	Mortgage Company
Address	ARNOLD, MO 63010

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 10, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 245 Bluff View Cir was $7,204, up 3.4% from the year before.

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Unified School District	Mehlville R-IX School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$115,770 (-) Land $19,630 Building $96,140	$609,300 (-) Land $103,300 Building $506,000
2025	$7,204.00 (+3.4%)	$115,770 Land $19,630 Building $96,140	$609,300 Land $103,300 Building $506,000
2024	$6,967.00 (+1.29%)
2023	$6,878.00 (+17.61%)	$104,080 (+16.5%) Land $12,770 Building $91,310	$547,800 Land $67,200 Building $480,600
2022	$5,848.00	$89,340 Land $10,790 Building $78,550
2021			$470,200 Land $56,800 Building $413,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 245 Bluff View Cir in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1995)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 1995 · Severe Storms, Tornadoes, Hail, Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 245 Bluff View Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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