245 Bernard Rd, Rocky Mount, VA 24151 Property Records

Franklin County property record for 245 Bernard Rd, Rocky Mount, VA 24151 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,387 sqft · built 1954
Lot Size	0.431 acres (18,799 sqft)
Owner	Individual Name on File
Last Sale	$237,000 (Nov 2022)
Tax Bill	$1,026 (2025)
Deeds & Mortgages	Nov 2022 Mortgage Feb 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`202 01-191 00`

Property Details

APN / Parcel Number

Primary APN	`202 01-191 00`
Alternative APN	`18747`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,387 sqft Living Area
Gross Area	2,005 sqft
1st Floor Area	1,387 sqft
Basement Area	1,387 sqft
Finished Basement	624 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1975
Exterior Material	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	18,799 sqft (0.431 acres)
Terrain	Rolling
Garage Type	Carport
Carport	Carport
Driveway	Concrete Driveway
Parking Spaces	1 Parking Space
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	18747
Street Address	245 BERNARD RD
City	ROCKY MOUNT
State	VA
Zip	24151-2243
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FRANKLIN HGTS NO 2 LOT 20
Legal Subdivision	FRANKLIN HGTS
Legal Lot Number	20
Jurisdiction	FRANKLIN VA
Township / Civil Division	ROCKY MOUNT
Census Block Group	2
Census Block	2019
Census Tract	20400

Owner

Source: Franklin County records · APN 202 01-191 00

Assessment roll updated June 19, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	245 BERNARD RD, ROCKY MOUNT, VA 24151-2243
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 09, 2022	Deed of Trust, Mortgage · Conventional Mortgage ALCOVA MORTGAGE LLC
Feb 16, 2018	Warranty Deed, Transfer AMERICAN NAT'L BK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 09, 2022 · Amount on Record
Deed Sale	Nov 09, 2022 · Amount on Record
Prior Sale	Feb 16, 2018 · Amount on Record
Deed Document Number	20228240
Deed Book / Page	1192 / 537
Record Updated	Sep 20, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN VA
Property Address	245 BERNARD RD, ROCKY MOUNT, VA 24151-2243
Transaction Type	Mortgage
Record Updated	Jun 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011920540
Date	Nov 09, 2022
Book Page	1192/540
Instrument	220008241

Lender

Name	ALCOVA MORTGAGE LLC
Type	Mortgage Company
Address	ROANOKE, VA 24011

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2052

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN VA
Recording Date	Feb 16, 2018
Property Address	245 BERNARD RD, ROCKY MOUNT, VA 24151-2243
Document Number	0011042084
Book / Page	001104 / 002084
Instrument Date	Feb 12, 2018
Instrument	980
Transaction Type	Transfer
Record Updated	Feb 16, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$70.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	245 BERNARD RD ROCKY MOUNT VA 241512243, ROCKY MOUNT, VA 24151-2243

Mortgage

Document Number	11042089
Date	Feb 16, 2018
Book Page	001104/002089
Instrument	981

Lender

Name	AMERICAN NAT'L BK
Type	Bank

Agreement

Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Franklin County records · Assessment roll updated June 19, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Franklin County
Municipality	Rocky Mount Town
Unified School District	Franklin County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,026.00 (+13.87%)	$238,700 (+61.5%) Land $38,000 Building $200,700	$238,700 (+61.5%) Land $38,000 Building $200,700
2023	$901.00	$147,800 (-) Land $35,000 Building $112,800	$147,800 (-) Land $35,000 Building $112,800
2022		$147,800 Land $35,000 Building $112,800	$147,800 Land $35,000 Building $112,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Franklin County (51067C), updated January 6, 2010 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 29% of Virginia
Wildfire Likelihood	About 1 in 5,882 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 62 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Shenandoah Telecommunications Company	Cable	1,000 / 50
Verizon	Fixed Wireless	300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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