245 Bear Trail Ct, Winter Park, CO 80482 Property Records

Grand County property record for 245 Bear Trail Ct, Winter Park, CO 80482

Property Summary

Property Type	Townhouse
Details	3 bd · 3.5 ba · 2,190 sqft · built 2006
Lot Size	0.03 acres (1,307 sqft)
Owner	2 Individual Names on File
Last Sale	$450,000 (Nov 2013)
Tax Bill	$4,799 (2025)
Deeds & Mortgages	Feb 2024 Line of Credit Jan 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R304039`

Property Details

APN / Parcel Number

Primary APN	`R304039`
Alternative APN	`158732432073`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,190 sqft
Gross Area	2,676 sqft
1st Floor Area	736 sqft
Basement Area	776 sqft
Finished Basement	776 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Townhouse
Construction Type	Wood
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	1,307 sqft (0.03 acres)
Garage Area	250 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	None
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	R304039
Street Address	245 BEAR TRAIL CT
City	WINTER PARK
State	CO
Zip	80482-5039
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	SUBD: BEAR CROSSING TOWN HOMES AMENDMENT NO 1 LOT: 45
Legal Subdivision	BEAR CROSSING TOWN HOMES AMENDMENT NO 1
Legal Block	32
Legal Lot Number	45
Jurisdiction	GRAND CO
Township / Civil Division	GRANBY
Census Block Group	1
Census Block	1050
Census Tract	204

Owner

245 Bear Trail Ct, a townhouse, is owned by two individuals who acquired it in January 2025.

Source: Grand County records, as of January 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2521 CACTUS BLUFF PL, HIGHLANDS RANCH, CO 80129-6481
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2024	Deed of Trust, Mortgage · Line of Credit ROCKET MORTGAGE LLC
Jan 9, 2023	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jan 11, 2023	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Feb 25, 2020	Deed of Trust, Mortgage · Line of Credit QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 18, 2013 · Amount on File
Deed Sale	Nov 18, 2013 · Amount on File
Deed Document Number	20139653
Last Transfer Date	Jan 30, 2025
Transfer Doc	2025001764
Record Updated	Jun 8, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAND CO
Property Address	245 BEAR TRAIL CT, WINTER PARK, CO 80482-5039
Transaction Type	Mortgage
Record Updated	Apr 19, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2521 CACTUS BLUFF PL, HIGHLANDS RANCH, CO 80129-6481

Mortgage

Document Number	2024001078
Date	Feb 22, 2024
Instrument	2024001078

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	347 Months
Due	Jan 3, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAND CO
Property Address	245 BEAR TRAIL CT, WINTER PARK, CO 80482-5039
Transaction Type	Mortgage
Record Updated	Feb 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2521 CACTUS BLUFF PL, HIGHLANDS RANCH, CO 80129-6481

Mortgage

Document Number	2023000126
Date	Jan 9, 2023
Instrument	2023000126

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6%
Type Change Date	Feb 1, 2033
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	11%
Index	Other
Margin	3
Max Rate	11%

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAND CO
Property Address	245 BEAR TRAIL CT, WINTER PARK, CO 80482-5039
Transaction Type	Mortgage
Record Updated	Feb 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2521 CACTUS BLUFF PL, HIGHLANDS RANCH, CO 80129-6481

Mortgage

Document Number	2023000188
Date	Jan 11, 2023
Instrument	2023000188

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6%
Type Change Date	Feb 1, 2033
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	11%
Index	Other
Margin	3
Max Rate	11%

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAND CO
Property Address	245 BEAR TRAIL CT, WINTER PARK, CO 80482-5039
Transaction Type	Mortgage
Record Updated	Feb 21, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020001561
Date	Feb 25, 2020
Instrument	2020001561

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Feb 20, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 245 Bear Trail Ct was $4,799.

Source: Grand County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Grand County
Municipality	Winter Park Town
Unified School District	East Grand School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,799.00	$79,190 Land $9,380 Building $69,810	$1,266,980 Land $150,000 Building $1,116,980
2023	$5,087.00 (+44.03%)	$85,310 (+58.16%) Land $8,480 Building $76,830	$1,273,210 (+64.07%) Land $126,530 Building $1,146,680
2022	$3,532.00	$53,940 Land $4,590 Building $49,350	$776,000 Land $66,000 Building $710,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 245 Bear Trail Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 245 Bear Trail Ct is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 64% of Colorado
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER PARK RANCH WSD serves 3,250 people · EPA ID CO0125844
Water Source	Groundwater
Last State Inspection	Sep 2022
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: ElektraFi, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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