Charlotte County property record for 245 Baytree Dr, Rotonda West, FL 33947
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,575 sqft · built 2023 |
| Lot Size | 0.172 acres (7,500 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $349,900 (Sep 2023) |
| Tax Bill | $4,289 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Sep 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 412118229013 |
| Primary APN | 412118229013 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,575 sqft Living Area |
| Gross Area | 2,321 sqft |
| 1st Floor Area | 1,575 sqft |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 7,500 sqft (0.172 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Driveway | Driveway |
| Driveway Area | 1 sqft |
| Porch | Enclosed/Screened Porch |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Account Number | 00968730097006 |
|---|---|
| Street Address | 245 BAYTREE DR |
| City | ROTONDA WEST |
| State | FL |
| Zip | 33947-3821 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF5 |
| Legal Description | ROTONDA LAKES BLK 19 LT 20 1526/2010 DC4359/1601-RAB PR18-925-EMB DC4359/1599-EMB ORD4361/1832 4765/980 3312376 |
| Legal Range | 21E |
| Legal Township | 41S |
| Legal Section | 18 |
| Legal Subdivision | ROTONDA LAKES |
| Legal Tract | RRL |
| Legal Block | 19 |
| Legal Lot Number | 20 |
| Jurisdiction | CHARLOTTE FL |
| Township / Civil Division | GROVE CITY-ROTONDA |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 30507 |
245 Baytree Dr is owned and occupied by two individuals who bought it in September 2023.
Source: Charlotte County records, as of July 30, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 245 BAYTREE DR, ROTONDA WEST, FL 33947-3821 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 14, 2026 | Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT |
| Sep 7, 2023 | Special Warranty Deed, Transfer · FHA Mortgage THE MORTGAGE FIRM INC |
| May 12, 2021 | Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 7, 2023 · Amount on File |
| Deed Sale | Sep 7, 2023 · Amount on File |
| Prior Sale | May 12, 2021 · Amount on File |
| Deed Document Number | 20233312376 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Jul 14, 2026 |
| Property Address | 245 BAYTREE DR, ROTONDA WEST, FL 33947-3821 |
| Document Number | 0003663869 |
| Instrument Date | Apr 15, 2026 |
| Instrument | 20263663869 |
| Transaction Type | Mortgage |
| Record Updated | Jul 30, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|
| Document Number | 0003663869, |
|---|---|
| Date | Jul 14, 2026 |
| Instrument | 20263663869 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate | 6.22% |
|---|---|
| Max Rate | -1% |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Sep 7, 2023 |
| Property Address | 245 BAYTREE DR, ROTONDA WEST, FL 33947-3821 |
| Document Number | 0003312376 |
| Map Reference | MB 8 PG 22A-22Z3 |
| Instrument Date | Sep 7, 2023 |
| Instrument | 3312376 |
| Transaction Type | Transfer |
| Record Updated | Jan 19, 2024 |
| Title Company | SRQ TITLE SERVICES LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,449.30 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 110195, LAKEWOOD RCH, FL 34211-0003 |
| Name | Verified Name |
|---|---|
| Address | 245 BAYTREE DR, ROTONDA WEST, FL 33947-3821 |
| Document Number | 0003312377 |
|---|---|
| Date | Sep 7, 2023 |
| Instrument | 3312377 |
| Name | THE MORTGAGE FIRM INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2053 |
| Document Number | 0003312378 |
|---|---|
| Date | Sep 7, 2023 |
| Instrument | 3312378 |
| Name | FLORIDA HOUSING FINANCE CORP |
|---|---|
| Type | Government Agency |
| Address | TALLAHASSEE, FL 32301 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | May 12, 2021 |
| Property Address | 245 BAYTREE DR, ROTONDA WEST, FL 33947-3821 |
| Document Number | 0047650980 |
| Book / Page | 4765 / 980 |
| Map Reference | MB 8 PG 22A-22Z3 |
| Instrument Date | Mar 9, 2021 |
| Instrument | 2944171 |
| Transaction Type | Transfer |
| Record Updated | Jun 21, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Tax | $66.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9 NORTH ST, 9, BALDWINSVILLE, NY 13027-1106 |
| Name | Verified Name |
|---|---|
| Address | 2025 LAKEWOOD RANCH BLVD STE 102, 102, BRADENTON, FL 34211-4946 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 245 Baytree Dr was $4,289.
Source: Charlotte County assessment roll, as of November 19, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Unified School District | Charlotte County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,289.00 | $273,001 Land $19,550 Building $253,451 | $273,001 Land $19,550 Building $253,451 |
| 2023 | $518.00 (+13.35%) | $17,298 (+1%) | $23,000 (+46.26%) Land $23,000 |
| 2022 | $457.00 | $15,725 Land $15,725 | $15,725 Land $15,725 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 245 Baytree Dr in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Coastal | Yes |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 461 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 461 in force |
| Nearby Flood Claims | 29 (2022–2024) |
| Claims Outside the SFHA | 9 of 29 |
| Most Recent Claim | Mar 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 245 Baytree Dr is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE COUNTY UTILITIES serves 173,820 people · EPA ID FL5084100 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2025 |
| Lead | 10 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 1,200 / 35 |
| CenturyLink Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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