Walton County property record for 245 Audubon Dr, Miramar Beach, FL 32550
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,230 sqft · built 1983 |
| Lot Size | 0.105 acres (4,574 sqft) |
| Owner | 2 Trust Names on Record |
| Last Sale | $359,000 (Apr 2020) |
| Tax Bill | $4,627 (2024) |
| Deeds & Mortgages | Apr 2020 Sale & Mortgage Jul 2018 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-2S-21-42170-000-2450 |
| Primary APN | 27-2S-21-42170-000-2450 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,230 sqft Living Area |
| Gross Area | 1,574 sqft |
| Interior Walls | Custom/Decorative |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Wood Siding |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Composition Shingle |
| Lot Area | 4,574 sqft (0.105 acres) |
| Lot Dimensions | 6.7 ft deep x 6.5 ft wide |
| Porch | Porch |
|---|---|
| Porch Area | 206 sqft |
| Deck Area | Deck Area |
| Patio Area | 242 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 1056053 |
|---|---|
| Street Address | 245 AUDUBON DR |
| City | MIRAMAR BEACH |
| State | FL |
| Zip | 32550-4584 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SD |
| Legal Description | LOT 245 FAIRWAY OF SANDESTIN PHASE III PB 6-4 & INT IN COMMON ELEMENT AS RECD IN OR 223-71 OR 1042-15 OR 1265-305 OR 2473-102 |
| Legal Range | 21W |
| Legal Township | 02S |
| Legal Section | 27 |
| Legal Subdivision | AS RECD IN OR |
| Legal Phase | 3 |
| Legal Lot Number | 245 |
| Jurisdiction | WALTON FL |
| Township / Civil Division | WALTON BEACHES |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 950609 |
Source: Walton County records, as of December 17, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Trust Names on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 646CO RD 581, ISHPEMING, MI 49849 |
| Owner Type | Individual |
| Vesting | Trust |
| Date | Document |
|---|---|
| Apr 21, 2020 | Warranty Deed, Transfer · Conventional Mortgage FBT MORTGAGE LLC |
| Jul 3, 2018 | Warranty Deed, Transfer · Conventional Mortgage INTERLINC MORTGAGE SERVICES LLC |
| Apr 18, 2017 | Warranty Deed, Transfer · Conventional Mortgage AMERISAVE MORTGAGE CORP |
| Deed Names | 3 Names on Deed |
|---|---|
| Last Sale | Apr 21, 2020 · Amount on Record |
| Deed Sale | Apr 21, 2020 · Amount on Record |
| Prior Sale | Jul 3, 2018 · Amount on Record |
| Deed Document Number | 20200013719 |
| Deed Book / Page | 3140 / 1794 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Apr 21, 2020 |
| Property Address | 245 AUDUBON DR, MIRAMAR BEACH, FL 32550-4584 |
| Document Number | 0031401794 |
| Book / Page | 3140 / 1794 |
| Map Reference | MB 6 PG 4 |
| Instrument Date | Apr 15, 2020 |
| Instrument | 20200013719 |
| Transaction Type | Transfer |
| Record Updated | Dec 30, 2021 |
| Title Company | CUSTOMERS FIRST TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,513.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 64600 COUNTY ROAD 581, ISHPEMING, MI 49849-9162 |
| Document Number | 0031401796 |
|---|---|
| Date | Apr 21, 2020 |
| Instrument | 3140/1796 |
| Name | FBT MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Jul 3, 2018 |
| Property Address | 245 AUDUBON DR, MIRAMAR BEACH, FL 32550-4584 |
| Document Number | 0030781793 |
| Book / Page | 3078 / 1793 |
| Map Reference | MB6 PG4 |
| Instrument Date | Jun 27, 2018 |
| Instrument | 2018000022107 |
| Transaction Type | Transfer |
| Record Updated | Dec 30, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 245 AUDUBON DR, 245, MIRAMAR BEACH, FL 32550-4584 |
| Name | Verified Name |
|---|---|
| Address | 404 BRUCE DR, SPRING HILL, TN 37174-9612 |
| Document Number | 2018000022108 |
|---|---|
| Date | Jul 3, 2018 |
| Instrument | 2018000022108 |
| Name | INTERLINC MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Apr 18, 2017 |
| Property Address | 245 AUDUBON DR, MIRAMAR BEACH, FL 32550-4584 |
| Document Number | 0030383606 |
| Book / Page | 3038 / 3606 |
| Map Reference | MB6 PG4 |
| Instrument Date | Apr 12, 2017 |
| Instrument | 20170012001 |
| Transaction Type | Transfer |
| Record Updated | Dec 30, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 103 NORTON PL, 103, CLINTON, MS 39056-9477 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 245 AUDUBON DR, MIRAMAR BEACH, FL 32550-4584 |
| Document Number | 0030383609 |
|---|---|
| Date | Apr 18, 2017 |
| Instrument | 3038/3609 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2047 |
Source: Walton County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Walton County |
| Unified School District | Walton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $593,602 (+14.87%) Land $136,500 Building $457,102 | $593,602 (+14.87%) Land $136,500 Building $457,102 | |
| 2024 | $4,627.00 (+12.66%) | ||
| 2023 | $4,107.00 (+7.43%) | $516,741 (+9.49%) Land $59,726 Building $457,015 | $516,741 (+9.49%) Land $59,726 Building $457,015 |
| 2022 | $3,823.00 | $471,969 Land $66,296 Building $405,673 | $471,969 Land $66,296 Building $405,673 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 428 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 645 units insured incl. 217 condo units |
| Nearby Flood Claims | 23 (1998–2024) |
| Claims Outside the SFHA | 10 of 23 |
| Most Recent Claim | Sep 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Fiber · Cable in parts of the area | 2,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: CenturyLink, LiveOak Fiber, Mediacom Xtream, Wildstar Networks.
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