245 Ashley Ave, West Springfield, MA 01089 Property Records

Hampden County and West Springfield Town City property record for 245 Ashley Ave, West Springfield, MA 01089

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,498 sqft · built 1950
Lot Size	0.263 acres (11,475 sqft)
Owner	Individual Name on File
Last Sale	$180,000 (Jun 2019)
Tax Bill	$4,024 (2026)
Deeds & Mortgages	Jun 2022 Refinance Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (reduced by levee)
APN	`120-23650-80-001`

Property Details

APN / Parcel Number

Primary APN	`120-23650-80-001`
Alternative APN	`WSPR M:00120 B:23650 L:0080A`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,498 sqft Living Area
Gross Area	3,316 sqft
Basement Area	850 sqft
Unfinished Basement	850 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,475 sqft (0.263 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	120-23650-80-001
Street Address	245 ASHLEY AVE
City	WEST SPRINGFIELD
State	MA
Zip	01089-1305
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	IP
Legal Block	23650
Legal Lot Number	80A
Jurisdiction	WEST SPRINGFIELD MA
Township / Civil Division	WEST SPRINGFIELD TOWN
Census Block Group	3
Census Block	3002
Census Tract	812202

Owner

245 Ashley Ave is owned and occupied by an individual who bought it in June 2019.

Source: Hampden County and West Springfield Town City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	245 ASHLEY AVE, WEST SPRINGFIELD, MA 01089-1305
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 27, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance NATIONSTAR MORTGAGE LLC
Sep 21, 2020	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Jun 18, 2019	Quit Claim Deed, Transfer · FHA Mortgage MORTGAGE NTWK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 18, 2019 · Amount on File
Deed Sale	Jun 18, 2019 · Amount on File
Prior Sale	Jan 13, 2014
Deed Document Number	201932535
Deed Book / Page	22714 / 135
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEST SPRINGFIELD MA
Property Address	245 ASHLEY AVE, WEST SPRINGFIELD, MA 01089-1305
Transaction Type	Mortgage
Record Updated	Aug 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	024609-419
Date	Jun 27, 2022
Book Page	24609/419
Instrument	38449

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEST SPRINGFIELD MA
Property Address	245 ASHLEY AVE, WEST SPRINGFIELD, MA 01089-1305
Transaction Type	Mortgage
Record Updated	Mar 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	23429-366
Date	Sep 21, 2020
Book Page	23429/366
Instrument	53159

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WEST SPRINGFIELD MA
Recording Date	Jun 18, 2019
Property Address	245 ASHLEY AVE, WEST SPRINGFIELD, MA 01089-1305
Document Number	22714-135
Book / Page	022714 / 000135
Instrument Date	Jun 18, 2019
Instrument	32535
Transaction Type	Transfer
Record Updated	Jul 2, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$837.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	245 ASHLEY AVE WEST SPRINGFIELD MA 010891305, WEST SPRINGFIELD, MA 01089-1305

Mortgage

Document Number	22714-137
Date	Jun 18, 2019
Book Page	022714/000137
Instrument	32536

Lender

Name	MORTGAGE NTWK
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 17, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 245 Ashley Ave was $4,024, up 4.3% from the year before.

Source: Hampden County and West Springfield Town City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	West Springfield Town City
Unified School District	West Springfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,024.00 (+4.33%)	$287,000 (+10.64%) Land $96,000 Building $191,000	$318,520 (+24.64%)
2025	$3,857.00 (-0.13%)	$259,400 (-0.54%) Land $87,300 Building $172,100	$255,550
2024	$3,862.00 (+2.6%)	$260,800 (+7.68%) Land $87,300 Building $173,500
2023	$3,764.00	$242,200 Land $87,300 Building $154,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 245 Ashley Ave in Zone X, where a levee reduces flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	6 (1979–2021)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Sep 2021 · Tropical Storm Henri

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 245 Ashley Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST SPRINGFIELD DPW WATER DIVISION serves 28,835 people · EPA ID MA1325000
Water Source	Groundwater
Last State Inspection	May 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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