245 Ardys Pl, Vista, CA 92084 Property Records

San Diego County property record for 245 Ardys Pl, Vista, CA 92084

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,843 sqft · built 1968
Lot Size	0.283 acres (12,336 sqft)
Owner	Company Name on Record
Last Sale	$1,185,000 (Jun 2025)
Tax Bill	$8,132 (2025)
Deeds & Mortgages	May 2021 Transfer May 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`175-191-24-00`

Property Details

APN / Parcel Number

Primary APN	`175-191-24-00`
Alternative APN	`1751800900`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,843 sqft Living Area

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Lot Area	12,336 sqft (0.283 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	1751800900
Street Address	245 ARDYS PL
City	VISTA
State	CA
Zip	92084-5118
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SPI
Legal Description	LOT 8 TR 003343
Legal Subdivision	PALM TERRACE
Legal Tract	003343
Legal Block	3
Legal Lot Number	8
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	3
Census Block	3000
Census Tract	19502

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	910 THE STRAND, HERMOSA BEACH, CA 90254-4134
Owner Type	Company
Vesting	Limited Partnership

Deeds, Mortgages & Sale History

Date	Document
May 17, 2021	Intrafamily Transfer, Transfer ACCOMMODATION
May 10, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Nov 16, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
May 2, 2019	Quit Claim Deed, Transfer FIRST AMERICAN TITLE
May 2, 2019	Grant Deed, Transfer · ARM PMAC LENDING SERVICES INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 27, 2025 · Amount on Record
Deed Sale	Jun 27, 2025 · Amount on Record
Prior Sale	May 2, 2019 · Amount on Record
Deed Document Number	2025170497
Prior Transfer Date	Apr 20, 2021
Prior Transfer Doc	0000358917
Record Updated	Oct 29, 2026

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	May 17, 2021
Property Address	245 ARDYS PL, VISTA, CA 92084-5118
Document Number	0000373735
Map Reference	MAP 3343
Instrument Date	Apr 20, 2021
Instrument	2021-0373735
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	245 ARDYS PL, VISTA, CA 92084-5118

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	May 10, 2021
Property Address	245 ARDYS PL, VISTA, CA 92084-5118
Document Number	0000358917
Map Reference	MAP 3343
Instrument Date	Apr 20, 2021
Instrument	2021-0358917
Transaction Type	Transfer
Record Updated	May 21, 2021
Title Company	TICOR TITLE COMPANY/CA, TICOR TITLE COMPANY OF CA

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	245 ARDYS PL, VISTA, CA 92084-5118

Mortgage

Document Number	0000358918
Date	May 10, 2021
Instrument	2021-0358918

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 16, 2020
Property Address	245 ARDYS PL, VISTA, CA 92084-5118
Document Number	0000716229
Instrument Date	Sep 23, 2020
Instrument	716229
Transaction Type	Transfer
Record Updated	Nov 24, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	245 ARDYS PL VISTA CA 920845118, VISTA, CA 92084-5118

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 2, 2019
Property Address	245 ARDYS PL, VISTA, CA 92084-5118
Document Number	0000163457
Instrument Date	Apr 26, 2019
Instrument	163457
Transaction Type	Transfer
Record Updated	May 9, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	245 ARDYS PL VISTA CA 920845118, VISTA, CA 92084-5118

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 2, 2019
Property Address	245 ARDYS PL, VISTA, CA 92084-5118
Document Number	0000163456
Map Reference	MAP 3343
Instrument Date	Apr 9, 2019
Instrument	2019-0163456
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	245 ARDYS PL, VISTA, CA 92084-5118

Mortgage

Document Number	0000163458
Date	May 2, 2019
Instrument	2019-0163458

Lender

Name	PMAC LENDING SERVICES INC
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	5.37%
Type Change Date	May 1, 2026
Change Frequency	Annually
Min Rate At Change	5.37%
Max Rate At Change	7.37%
Index	1-Year LIBOR
Max Rate	11.3%

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Vista City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,208,700 (+85.22%) Land $816,000 Building $392,700
2025	$8,132.00 (+7.84%)	$652,573 (+4.04%) Land $423,894 Building $228,679
2023	$7,541.00 (+10.64%)	$627,235 Land $407,435 Building $219,800
2022	$6,816.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1998–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Feb 2024 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VISTA IRRIGATION DISTRICT serves 134,501 people · EPA ID CA3710027
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 546 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: GeoLinks, San Diego Broadband, T-Mobile.

Nearby Properties on Ardys Pl

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures