Lincoln County property record for 245 Almond Tree Dr, Troy, MO 63379
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,181 sqft · built 2006 |
| Lot Size | 0.118 acres (5,140 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $139,600 (Oct 2006) |
| Tax Bill | $1,641 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-40-20-000-000-015.075 |
| Primary APN | 14-40-20-000-000-015.075 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,181 sqft Living Area |
| Basement Area | 1,181 sqft |
| Unfinished Basement | 1,181 sqft |
| Flooring | Combination, Other |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Ranch |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,140 sqft (0.118 acres) |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 245 ALMOND TREE DR |
|---|---|
| City | TROY |
| State | MO |
| Zip | 63379-5480 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 75 ASHLEIGH ESTATES PLAT 3 |
| Legal Range | 01E |
| Legal Township | 49N |
| Legal Section | 20 |
| Legal Subdivision | ASHLEIGH ESTATES |
| Legal Lot Number | 75 |
| Jurisdiction | LINCOLN MO |
| Township / Civil Division | MONROE |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 810310 |
245 Almond Tree Dr is owned and occupied by two individuals who bought it in October 2006.
Source: Lincoln County records, as of September 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 245 ALMOND TREE DR, TROY, MO 63379-5480 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 20, 2006 · Amount on File |
| Deed Sale | Oct 20, 2006 · Amount on File |
| Prior Sale | Oct 20, 2006 |
| Deed Document Number | 200613360 |
| Deed Book / Page | 1895 / 818 |
| Prior Transfer Date | Oct 11, 2006 |
| Prior Transfer Doc | 01895/0816 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN MO |
| Property Address | 245 ALMOND TREE DR, TROY, MO 63379-5480 |
| Transaction Type | Mortgage |
| Record Updated | Jul 26, 2022 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 245 ALMOND TREE DR, TROY, MO 63379-5480 |
| Document Number | 002472/665 |
|---|---|
| Date | Nov 22, 2021 |
| Book Page | 2472/665 |
| Instrument | 2021015247 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Dec 1, 2036 |
The 2025 property tax bill for 245 Almond Tree Dr was $1,641.
Source: Lincoln County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Lincoln County |
| Unified School District | Troy R-III School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $26,856 (-) Land $2,766 Building $24,090 | ||
| 2025 | $1,641.00 | $26,856 Land $2,766 Building $24,090 | $141,350 Land $14,560 Building $126,790 |
| 2023 | $1,546.00 (+5.96%) | $24,955 Land $2,305 Building $22,650 | $131,340 Land $12,130 Building $119,210 |
| 2022 | $1,459.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 245 Almond Tree Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 5, 2018
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 245 Almond Tree Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 90% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LINCOLN COUNTY PWSD 1 serves 14,000 people · EPA ID MO6024340 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2023 |
| Lead | 4 ppb (2022–2024) action level 15 ppb |
| Water Quality | Fluoride resolved · Jan 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: Systec Wireless Communications.
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