245 A St, Genoa, IL 60135 Property Records

DeKalb County property record for 245 A St, Genoa, IL 60135

Property Summary

Property Type	Single Family Home
Lot Size	0.305 acres (13,298 sqft)
Owner	Individual Name on Record
Tax Bill	$2,416 (2024)
Deeds & Mortgages	Oct 2022 Transfer Jun 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`03-19-302-044`

Property Details

APN / Parcel Number

Primary APN	`03-19-302-044`

Exterior

Lot Area	13,298 sqft (0.305 acres)

Location & Zoning

Account Number	0319302044
Street Address	245 A ST
City	GENOA
State	IL
Zip	60135-1004
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 24, ADJ VAC B STREET, NORTH ST & ALLEY - BLK 4 - OAK PARK ADDITION
Legal Subdivision	OAK PARK ADDITION
Legal Block	4
Legal Lot Number	24
Jurisdiction	DE KALB IL
Township / Civil Division	GENOA
Census Block Group	1
Census Block	1007
Census Tract	100

Owner

Source: DeKalb County records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	245 A ST, GENOA, IL 60135-1004
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2022	Transfer on Death Deed, Transfer ATTORNEY ONLY, ATTORNEY
Jun 5, 2019	Deed of Trust, Mortgage · Line of Credit MIDLAND STATES BK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Jun 8, 2026

October 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	DE KALB IL
Recording Date	Oct 6, 2022
Property Address	245 A ST, GENOA, IL 60135-1004
Document Number	0000009663
Map Reference	MB D PG 17
Instrument Date	Sep 27, 2022
Instrument	2022009663
Transaction Type	Transfer
Record Updated	Oct 21, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	245 A ST, GENOA, IL 60135-1004

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	245 A ST, GENOA, IL 60135-1004
Document Number	0000005574
Instrument Date	Jun 5, 2019
Transaction Type	Mortgage
Record Updated	Aug 2, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	245 A ST GENOA IL 601351004, GENOA, IL 60135-1004

Mortgage

Document Number	0000005574
Date	Jul 1, 2019
Instrument	5574

Lender

Name	MIDLAND STATES BK
Type	Bank
Address	KIRKLAND, IL 60146

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jun 30, 2029

Interest

Rate Type	Adjustable Rate
Rate	5.5%

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DeKalb County
County Subdivision	Genoa Township
Municipality	Genoa City
Unified School District	Genoa-Kingston Community Unit School District 424 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$73,635 (+21.63%) Land $12,855 Building $60,780	$220,905 (+21.63%) Land $38,565 Building $182,340
2024	$2,416.00
2023		$60,539 Land $11,001 Building $49,538	$181,617 Land $33,003 Building $148,614

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GENOA serves 5,298 people · EPA ID IL0370150
Water Source	Groundwater
Last State Inspection	May 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium not recorded as resolved · Apr 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: DNA Communications.

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