245 5th Ave SE, Milaca, MN 56353 Property Records

Mille Lacs County property record for 245 5th Ave SE, Milaca, MN 56353

Property Summary

Property Type	Single Family Home
Details	1,140 sqft · built 1951
Lot Size	0.28 acres (12,207 sqft)
Owner	Individual Name on File
Last Sale	$142,000 (Mar 2020)
Tax Bill	$2,612 (2026)
Deeds & Mortgages	Mar 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-043-0400`

Property Details

APN / Parcel Number

Primary APN	`21-043-0400`

Interior

Building Area	1,140 sqft Total Area
Basement Area	1,104 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Lot Area	12,207 sqft (0.28 acres)
Garage Area	316 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	245 5TH AVE SE
City	MILACA
State	MN
Zip	56353-1320
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N 99 FT OF W 123.334 FT OF LOT 3 BLK 21
Legal Range	27
Legal Township	38
Legal Section	25
Legal Subdivision	THIRD ADDITION TO MILACA
Legal Block	21
Legal Lot Number	3
Jurisdiction	MILLE LACS MN
Township / Civil Division	MILACA
Census Block Group	2
Census Block	2033
Census Tract	170500

Owner

245 5th Ave SE is owned and occupied by an individual who bought it in March 2020.

Source: Mille Lacs County records, as of September 4, 2026

Owner of Record	Individual Name on File
Mailing Address	245 5TH AVE SE, MILACA, MN 56353-1320
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 18, 2020 · Amount on File
Deed Sale	Mar 18, 2020 · Amount on File
Prior Sale	Oct 1, 2010 · Amount on File
Deed Document Number	2020416360
Record Updated	Oct 29, 2026

March 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	MILLE LACS MN
Recording Date	Mar 18, 2020
Property Address	245 5TH AVE SE, MILACA, MN 56353-1320
Document Number	A416360
Instrument Date	Nov 20, 2019
Instrument	A416360
Transaction Type	Transfer
Record Updated	Aug 23, 2021
Title Company	HOME SECURITY ABSTRACT & TIT

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$468.60
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	245 5TH AVE SE, MILACA, MN 56353-1320

Mortgage

Document Number	A416361
Date	Mar 18, 2020
Instrument	A416361

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 245 5th Ave SE was $2,612.

Source: Mille Lacs County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Mille Lacs County
Municipality	Milaca City
Unified School District	Milaca Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,612.00	$218,500 (+2.01%) Land $29,900 Building $188,600	$218,500 (+2.01%) Land $29,900 Building $188,600
2025		$214,200 Land $26,600 Building $187,600	$214,200 Land $26,600 Building $187,600
2023	$2,268.00	$183,500 Land $23,200 Building $160,300	$183,500 Land $23,200 Building $160,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 245 5th Ave SE in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2014)
Most Recent Claim	Jun 2014 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 245 5th Ave SE is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Milaca serves 3,043 people · EPA ID MN1480002
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ECE Fiber Fiber	2,000 / 2,000
Midco Cable · Fiber in parts of the area	1,250 / 60
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
Benton Cooperative Telephone Company Cable · Fiber in parts of the area	100 / 20
AT&T Fixed Wireless	100 / 20