245 4th Ave SE, Milaca, MN 56353 Property Records

Mille Lacs County property record for 245 4th Ave SE, Milaca, MN 56353

Property Summary

Property TypeSingle Family Home
Details846 sqft · built 1910
Lot Size0.225 acres (9,799 sqft)
Owner2 Individual Names on File
Last Sale$23,000 (Jun 2009)
Tax Bill$1,642 (2026)
Deeds & MortgagesDec 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN21-043-0310

Property Details

APN / Parcel Number

Primary APN21-043-0310

Interior

Building Area846 sqft Total Area

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Lot Area9,799 sqft (0.225 acres)
Garage Area280 sqft
Parking Spaces1 Parking Space
PorchSlab

Location & Zoning

Street Address245 4TH AVE SE
CityMILACA
StateMN
Zip56353-1238
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionC 1/3 OF LOT 3 BLK 20
Legal Range27
Legal Township38
Legal Section25
Legal SubdivisionTHIRD ADDITION TO MILACA
Legal Block20
Legal Lot Number3
JurisdictionMILLE LACS MN
Township / Civil DivisionMILACA
Census Block Group2
Census Block2035
Census Tract170500

Owner

245 4th Ave SE is owned and occupied by two individuals who bought it in June 2009.

Source: Mille Lacs County records, as of September 4, 2026

Owner of Record2 Individual Names on File
Mailing Address245 4TH AVE SE, MILACA, MN 56353-1238
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 19, 2009 · Amount on File
Deed SaleJun 19, 2009 · Amount on File
Prior SaleMay 1, 2008 · Amount on File
Deed Document Number2009356313
Record UpdatedOct 29, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMILLE LACS MN
Property Address245 4TH AVE SE, MILACA, MN 56353-1238
Transaction TypeMortgage
Record UpdatedAug 15, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000A428815
DateDec 17, 2021
InstrumentA428815
Lender
NameUS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term60 Months
DueNov 26, 2026
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 245 4th Ave SE was $1,642.

Source: Mille Lacs County assessment roll, as of September 4, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyMille Lacs County
MunicipalityMilaca City
Unified School DistrictMilaca Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,642.00$150,300 (+1.14%) Land $36,000 Building $114,300$150,300 (+1.14%) Land $36,000 Building $114,300
2025$148,600 Land $32,000 Building $116,600$148,600 Land $32,000 Building $116,600
2023$1,324.00$129,200 Land $28,000 Building $101,200$129,200 Land $28,000 Building $101,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 245 4th Ave SE in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2014)
Most Recent ClaimJun 2014 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 245 4th Ave SE is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMilaca
serves 3,043 people · EPA ID MN1480002
Water SourceGroundwater
Last State InspectionJul 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
ECE Fiber
Fiber
2,000 / 2,000
Midco
Cable · Fiber in parts of the area
1,250 / 60
Verizon
Fixed Wireless
300 / 20
GigFire
Fixed Wireless
150 / 130
Benton Cooperative Telephone Company
Cable · Fiber in parts of the area
100 / 20
AT&T
Fixed Wireless
100 / 20

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