245 2nd Ave NE, Harmony, MN 55939 Property Records

Fillmore County property record for 245 2nd Ave NE, Harmony, MN 55939

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.75 ba · 1,456 sqft · built 1949
Lot Size0.254 acres (11,100 sqft)
Owner2 Individual Names on Record
Last Sale$177,000 (Feb 2022)
Tax Bill$2,290 (2026)
Deeds & MortgagesSep 2025 Line of Credit
Sep 2017 Construction Loan
+ 6 more
Flood ZoneZone X (minimal risk)
APN15.0358.000

Property Details

APN / Parcel Number

Primary APN15.0358.000

Interior

Bedrooms4 Beds
Full Baths1.75 Baths
Stories1 Story
Building Area1,456 sqft Heated Area
Gross Area2,173 sqft
FlooringLaminate Plank
Interior WallsPaneling
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1949
Effective Year BuiltEffective 2015
Architectural StyleConventional
Exterior MaterialShingles
Roof TypeFlat
Roof MaterialAsphalt
Lot Area11,100 sqft (0.254 acres)
Lot Dimensions111 ft deep x 100 ft wide
Garage Area750 sqft
DrivewayConcrete Driveway
Parking Spaces3 Parking Spaces
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address245 2ND AVE NE
CityHARMONY
StateMN
Zip55939-8889
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRYANS SECOND ADDITION LOT-1-2 BLOCK-002 LOTS 1-2 BLK 2 RYANS SECOND ADDITION
Legal SubdivisionRYANS SECOND ADDITION
Legal Block2
Legal Lot Number1-2
JurisdictionFILLMORE MN
Township / Civil DivisionHARMONY
Census Block Group3
Census Block3009
Census Tract960500

Owner

Source: Fillmore County records, as of August 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address245 2ND AVE NE, HARMONY, MN 55939-8889
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 29, 2025Deed of Trust, Mortgage · Line of Credit
DECORAH BANK & TRUST CO
Sep 8, 2017Deed of Trust, Mortgage · Construction Mortgage
FIRST SOUTHEAST BANK
Jul 10, 2017Deed of Trust, Mortgage
FIRST SOUTHEAST BANK
Dec 12, 2018Deed of Trust, Mortgage · Stand-Alone Refinance
F&M COMMUNITY BANK
Mar 14, 2022Warranty Deed, Transfer
Nov 1, 2018Warranty Deed, Transfer
Apr 26, 2017Warranty Deed, Transfer
Apr 26, 2017Affidavit of Death of Joint Tenant, Transfer
FIRST SOUTHEAST BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 9, 2022 · Amount on Record
Deed SaleFeb 9, 2022 · Amount on Record
Prior SaleNov 1, 2018 · Amount on Record
Deed Document Number20221382246
Prior Transfer DateApr 20, 2017
Prior Transfer Doc0000412407
Record UpdatedSep 20, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFILLMORE MN
Property Address245 2ND AVE NE, HARMONY, MN 55939-8889
Transaction TypeMortgage
Record UpdatedOct 21, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000452127
DateSep 29, 2025
Instrument452127
Lender
NameDECORAH BANK & TRUST CO
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term121 Months
DueOct 18, 2035

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFILLMORE MN
Property Address245 2ND AVE NE, HARMONY, MN 55939-8889
Transaction TypeMortgage
Record UpdatedMar 9, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000414197
DateSep 8, 2017
Instrument414197
Lender
NameFIRST SOUTHEAST BANK
TypeBank
AddressHARMONY, MN 55939
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueSep 7, 2018

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFILLMORE MN
Property Address245 2ND AVE NE, HARMONY, MN 55939-8889
Transaction TypeMortgage
Record UpdatedMar 9, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000413406
DateJul 10, 2017
Instrument413406
Lender
NameFIRST SOUTHEAST BANK
TypeBank
AddressHARMONY, MN 55939
Agreement
AmountAmount Recorded
Term240 Months
DueJul 5, 2037

December 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFILLMORE MN
Property Address245 2ND AVE NE, HARMONY, MN 55939-8889
Transaction TypeMortgage
Record UpdatedMar 9, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000420000
DateDec 12, 2018
Instrument420000
Lender
NameF&M COMMUNITY BANK
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded

March 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFILLMORE MN
Recording DateMar 14, 2022
Property Address245 2ND AVE NE, HARMONY, MN 55939-8889
Document Number0000437377
Instrument DateFeb 9, 2022
Instrument437377
Transaction TypeTransfer
Record UpdatedMar 9, 2023

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address245 2ND AVE NE, HARMONY, MN 55939-8889

November 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFILLMORE MN
Recording DateNov 1, 2018
Property Address245 2ND AVE NE, HARMONY, MN 55939-8889
Document Number000000419493
Instrument DateOct 15, 2018
Instrument000000419493
Transaction TypeTransfer
Record UpdatedMar 9, 2023

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address245 2ND AVE NE, HARMONY, MN 55939-8889

April 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFILLMORE MN
Recording DateApr 26, 2017
Property Address245 2ND AVE NE, HARMONY, MN 55939-8889
Document Number0000412408
Instrument DateApr 20, 2017
Instrument412408
Transaction TypeTransfer
Record UpdatedMar 9, 2023

Transaction

AmountAmount Recorded
Tax$99.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 214, HARMONY, MN 55939-0214

April 2017: Affidavit of Death of Joint Tenant, Transfer

Document TypeAffidavit of Death of Joint Tenant
JurisdictionFILLMORE MN
Recording DateApr 26, 2017
Property Address245 2ND AVE NE, HARMONY, MN 55939-8889
Document Number0000412407
Instrument DateApr 20, 2017
Instrument412407
Transaction TypeTransfer
Record UpdatedMar 9, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address13619 PARK AVE, OSSEO, WI 54758-9215

Mortgage

Document Number0000412409
DateApr 26, 2017
Instrument412409
Lender
NameFIRST SOUTHEAST BANK
TypeBank
AddressHARMONY, MN 55939
Agreement
AmountAmount Recorded
Term240 Months
DueApr 24, 2037

Tax Assessment & Valuation

Source: Fillmore County assessment roll, as of August 13, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyFillmore County
MunicipalityHarmony City
Unified School DistrictFillmore Central (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,290.00 (+26.94%) Homeowner's exemption$180,300 (-7.68%) Land $23,300 Building $157,000$180,300 (-7.68%) Land $23,300 Building $157,000
2025$195,300 (+20.48%) Land $23,300 Building $172,000$195,300 (+20.48%) Land $23,300 Building $172,000
2023$162,100 Land $12,800 Building $149,300$162,100 Land $12,800 Building $149,300
2020$1,804.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2019

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHarmony
serves 1,042 people · EPA ID MN1230005
Water SourceGroundwater
Last State InspectionApr 2025
Lead5 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Harmony Telephone Company
Fiber
1,000 / 1,000
GigFire
Fixed Wireless
150 / 130
T-Mobile
Fixed Wireless
100 / 20

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