245 1st Ave SE, Harmony, MN 55939 Property Records

Fillmore County property record for 245 1st Ave SE, Harmony, MN 55939

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,451 sqft · built 1900
Lot Size	0.225 acres (9,840 sqft)
Owner	2 Individual Names on File
Last Sale	$253,000 (Jul 2025)
Tax Bill	$2,230 (2026)
Deeds & Mortgages	Dec 2021 Refinance Jan 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15.0290.000`

Property Details

APN / Parcel Number

Primary APN	`15.0290.000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,451 sqft Heated Area
Gross Area	1,174 sqft
Basement Area	624 sqft
Finished Basement	624 sqft
Flooring	Wood
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1930
Exterior Material	Combination
Roof Type	Shed Roof
Roof Material	Asphalt
Lot Area	9,840 sqft (0.225 acres)
Lot Dimensions	120 ft deep x 82 ft wide
Garage Area	624 sqft
Driveway	Concrete Driveway
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	245 1ST AVE SE
City	HARMONY
State	MN
Zip	55939-6611
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LARSONS THIRD ADDITION LOT-4-5 BLOCK-001 LOT 4 & N 1/2 OF LOT 5 BLK 1 LARSONS THIRD ADDITION
Legal Subdivision	LARSONS THIRD ADDITION
Legal Block	1
Legal Lot Number	4-5
Jurisdiction	FILLMORE MN
Township / Civil Division	HARMONY
Census Block Group	3
Census Block	3051
Census Tract	960500

Owner

245 1st Ave SE is owned and occupied by two individuals who bought it in July 2025.

Source: Fillmore County records, as of August 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	245 1ST AVE SE, HARMONY, MN 55939-6611
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FIRST SOUTHEAST BANK
Jan 25, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage CALIBER HOME LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 14, 2025 · Amount on File
Deed Sale	Jul 14, 2025 · Amount on File
Prior Sale	Jan 25, 2019 · Amount on File
Deed Document Number	2025451261
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FILLMORE MN
Property Address	245 1ST AVE SE, HARMONY, MN 55939-6611
Transaction Type	Mortgage
Record Updated	Jan 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000436108
Date	Dec 21, 2021
Instrument	436108

Lender

Name	FIRST SOUTHEAST BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FILLMORE MN
Recording Date	Jan 25, 2019
Property Address	245 1ST AVE SE, HARMONY, MN 55939-6611
Document Number	420576
Instrument Date	Jan 25, 2019
Instrument	420576
Transaction Type	Transfer
Record Updated	Aug 12, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3414 CORMORANT COVE DR, JACKSONVILLE, FL 32223-2790

Mortgage

Document Number	420577
Date	Jan 25, 2019
Instrument	420577

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Mortgage

Document Number	0000420576
Date	Jan 25, 2019
Instrument	420576

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 245 1st Ave SE was $2,230 with a homeowner's exemption.

Source: Fillmore County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Fillmore County
Municipality	Harmony City
Unified School District	Fillmore Central (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,230.00 Homeowner's exemption	$176,300 (-7.74%) Land $20,700 Building $155,600	$176,300 (-7.74%) Land $20,700 Building $155,600
2025		$191,100 Land $20,700 Building $170,400	$191,100 Land $20,700 Building $170,400
2023		$157,800 Land $10,800 Building $147,000	$157,800 Land $10,800 Building $147,000
2020	$1,920.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 245 1st Ave SE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 15, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 245 1st Ave SE is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Harmony serves 1,042 people · EPA ID MN1230005
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Harmony Telephone Company Fiber	1,000 / 1,000
GigFire Fixed Wireless	150 / 130

May also be available: T-Mobile.

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