Monroe County property record for 245 15th Street Ocean, Marathon, FL 33050
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 6 ba · 4,589 sqft · built 2000 |
| Lot Size | 0.301 acres (13,125 sqft) |
| Owner | Owner Name on File |
| Last Sale | $369,000 (Jun 1998) |
| Tax Bill | $36,787 (2024) |
| Flood Zone | Zone VE (high risk) |
| APN | 00079872-009800 |
| Primary APN | 00079872-009800 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 6 Baths |
| Half Baths | 2 Half Baths |
| Stories | 3 Stories |
| Building Area | 4,589 sqft Living Area |
| 1st Floor Area | 4,589 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Wallboard/Drywall |
| Elevator | Elevator |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Metal |
| Lot Area | 13,125 sqft (0.301 acres) |
| Garage Area | 2,564 sqft |
| Pool Area | 607 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 1,501 sqft |
| Patio Area | 2,777 sqft |
| Fence | Fence |
| Water Feature | Water Feature |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 8734239 |
|---|---|
| Old Parcel Number | 05663300079872009800 |
| Street Address | 245 15TH STREET OCEAN |
| City | MARATHON |
| State | FL |
| Zip | 33050 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BLK 3 LOT 14 COURY SUBD NO 2 PB7-48 OR1521-277 OR1652-936 OR3186-1671 |
| Legal Range | 33E |
| Legal Township | 66S |
| Legal Section | 05 |
| Legal Subdivision | COURY SUBD #2 |
| Legal Block | 3 |
| Legal Lot Number | 14 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | MIDDLE KEYS |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 971001 |
The current owner of 245 15th Street Ocean acquired it in December 2003.
Source: Monroe County records, as of December 5, 2025
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | PO BOX 1089, CONWAY, AR 72033-1089 |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 16, 1998 · Amount on File |
| Deed Sale | Jun 16, 1998 · Amount on File |
| Prior Sale | Sep 11, 2000 · Amount on File |
| Deed Document Number | 0015210277 |
| Deed Book / Page | 05663 |
| Last Transfer Date | Dec 17, 2003 |
| Transfer Doc | 0019600825 |
| Record Updated | Jun 8, 2026 |
Source: Monroe County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Municipality | Key Colony Beach City |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,911,486 Land $2,564,334 Building $1,347,152 | $3,911,486 Land $2,564,334 Building $1,347,152 | |
| 2024 | $36,787.00 (+5.51%) | ||
| 2023 | $34,865.00 (+11.03%) | $3,756,813 (+9.93%) Land $2,432,663 Building $1,324,150 | $3,756,813 (+9.93%) Land $2,432,663 Building $1,324,150 |
| 2022 | $31,401.00 | $3,417,456 Land $2,115,359 Building $1,302,097 | $3,417,456 Land $2,115,359 Building $1,302,097 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 245 15th Street Ocean in Zone VE, a high-risk coastal flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone VE high risk · coastal, wave action |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 13.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 558 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 967 units insured incl. 409 condo units |
| Nearby Flood Claims | 861 (1979–2026) |
| Claims Outside the SFHA | 1 of 861 |
| Most Recent Claim | Feb 2026 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 245 15th Street Ocean is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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