245 10th St, Elko, NV 89801 Property Records

Elko County property record for 245 10th St, Elko, NV 89801

Property Summary

Property Type	Commercial
Details	4,035 sqft · built 1947
Lot Size	0.344 acres (14,985 sqft)
Owner	Company Name on File
Last Sale	$351,618 (Jul 2020)
Tax Bill	$3,761 (2025)
Deeds & Mortgages	Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`001-361-007`

Property Details

APN / Parcel Number

Primary APN	`001-361-007`

Interior

Stories	1 Story
Building Area	4,035 sqft Living Area

Exterior

Year Built	Built 1947
Exterior Material	Stucco
Lot Area	14,985 sqft (0.344 acres)
Porch	Covered Porch
Porch Area	60 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	245 10TH ST
City	ELKO
State	NV
Zip	89801-3904
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	ZC
Legal Description	BALLOUS ADDITION FILE 2
Legal Range	96
Legal Township	01
Legal Section	07
Legal Subdivision	BALLOU ADDITION
Legal Block	52
Legal Lot Number	19-24 20
Jurisdiction	ELKO NV
Township / Civil Division	ELKO
Census Block Group	2
Census Block	2034
Census Tract	951300

Owner

Source: Elko County records · APN 001-361-007

Assessment roll updated January 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	913 IDAHO ST, ELKO, NV 89801-3918
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 22, 2020 · Amount on Record
Deed Sale	Jul 22, 2020 · Amount on Record
Deed Document Number	771410
Record Updated	Jun 08, 2026

July 2020: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ELKO NV
Recording Date	Jul 22, 2020
Property Address	245 10TH ST, ELKO, NV 89801-3904
Document Number	0000771410
Instrument Date	Jul 13, 2020
Instrument	771410
Transaction Type	Transfer
Record Updated	Sep 06, 2021
Title Company	STEWART TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,411.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1035 BARRINGTON AVE, 1035, ELKO, NV 89801-2565

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	913 IDAHO ST, ELKO, NV 89801-3918

Mortgage

Document Number	0000771411
Date	Jul 22, 2020
Instrument	771411

Lender

Name	ELKO FCU
Type	Credit Union

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Elko County records · Assessment roll updated January 1, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Nevada
County	Elko County
Municipality	Elko City
Unified School District	Elko County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,761.00 (+4.62%)	$102,744 (+4.65%) Land $63,000 Building $39,744	$293,554 (+4.65%) Land $180,000 Building $113,554
2023	$3,595.00 (+4.75%)	$98,181 (+4.74%) Land $63,000 Building $35,181	$280,517 (+4.74%) Land $180,000 Building $100,517
2022	$3,432.00	$93,741 Land $63,000 Building $30,741	$267,831 Land $180,000 Building $87,831

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 23, 2023 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Nearby Flood Policies	22 in force
Nearby Flood Claims	9 (1995–2017)
Claims Outside the SFHA	1 of 9
Most Recent Claim	Feb 2017 · Severe Winter Storms, Flooding, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, And Mudslides, Feb 2017 · 6 claims

Wildfire

Wildfire Risk	Moderate above 42% of the US · lower than 77% of Nevada
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Anthem Broadband of Nevada Fiber	2,000 / 2,000
Zito West Holding Fiber · Cable	1,000 / 1,000
Churchill County, State of Nevada Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
White Cloud Networks Fixed Wireless · Fiber in parts of the area	200 / 50
Hot Spot Broadband Fixed Wireless	100 / 50

May also be available: JAB Wireless.

Based on FCC filings for 376 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF ELKO serves 23,000 people
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.