Baldwin County property record for 24495 Lazy Ln, Elberta, AL 36530
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,269 sqft · built 1994 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $500 (Dec 2023) |
| Tax Bill | $577 (2026) |
| Deeds & Mortgages | Apr 2024 Mortgage Oct 2024 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 53-09-31-0-000-016.001 |
| Primary APN | 53-09-31-0-000-016.001 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,269 sqft Heated Area |
| 1st Floor Area | 1,269 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 43,560 sqft (1 acres) |
| Lot Dimensions | 212 ft deep x 206 ft wide |
| Utility Building | 720 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 538950 |
|---|---|
| Street Address | 24495 LAZY LN |
| City | ELBERTA |
| State | AL |
| Zip | 36530-4013 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 206' X 212' BEG AT NE COR OF SE1/4 OF SW1/4 SEC 31 FOR POB, TH S 206', TH W 212', TH N 206', TH E 212' TO BEG SEC 31-T7S-R5E |
| Jurisdiction | BALDWIN AL |
| Township / Civil Division | ELBERTA |
| Census Block Group | 2 |
| Census Block | 2048 |
| Census Tract | 11601 |
Source: Baldwin County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 24495 LAZY LN, ELBERTA, AL 36530-4013 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 4, 2024 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Oct 4, 2024 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Dec 1, 2023 | Intrafamily Transfer, Transfer · FHA Mortgage ROCKET MORTGAGE LLC |
| Jan 7, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Mar 17, 2017 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 1, 2023 · Amount on Record |
| Deed Sale | Dec 1, 2023 · Amount on Record |
| Deed Document Number | 20232097609 |
| Prior Transfer Date | Nov 21, 2023 |
| Prior Transfer Doc | 0002097609 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALDWIN AL |
| Property Address | 24495 LAZY LN, ELBERTA, AL 36530-4013 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0002116855 |
|---|---|
| Date | Apr 4, 2024 |
| Instrument | 2116855 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 356 Months |
| Due | Dec 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALDWIN AL |
| Property Address | 24495 LAZY LN, ELBERTA, AL 36530-4013 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0002150390 |
|---|---|
| Date | Oct 4, 2024 |
| Instrument | 2150390 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2054 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BALDWIN AL |
| Recording Date | Dec 1, 2023 |
| Property Address | 24495 LAZY LN, ELBERTA, AL 36530-4013 |
| Document Number | 0002097609 |
| Instrument Date | Nov 21, 2023 |
| Instrument | 2097609 |
| Transaction Type | Transfer |
| Record Updated | Apr 16, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 24480 LAZY LN, ELBERTA, AL 36530-4041 |
| Document Number | 0002097610 |
|---|---|
| Date | Dec 1, 2023 |
| Instrument | 2097610 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALDWIN AL |
| Property Address | 24480 LAZY LN, ELBERTA, AL 36530-4041 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0001882069 |
|---|---|
| Date | Jan 7, 2021 |
| Instrument | 1882069 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Nov 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALDWIN AL |
| Property Address | 24480 LAZY LN, ELBERTA, AL 36530-4041 |
| Document Number | 0001624815 |
| Instrument Date | Mar 17, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Apr 5, 2017 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Address | 24480 LAZY LN ELBERTA AL 365304041, ELBERTA, AL 36530-4041 |
| Document Number | 0001624815 |
|---|---|
| Date | Mar 29, 2017 |
| Instrument | 1624815 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 28, 2032 |
Source: Baldwin County assessment roll, as of April 16, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Baldwin County |
| Unified School District | Baldwin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $577.00 (+7.05%) | ||
| 2025 | $539.00 (+9.33%) | $19,280 (+9.42%) Land $5,860 Building $13,420 | $178,100 (+1.14%) Land $54,100 Building $124,000 |
| 2023 | $493.00 (+26.41%) | $17,620 (+26.22%) | $176,100 (+26.15%) Land $45,900 Building $130,200 |
| 2022 | $390.00 (+14.37%) | $13,960 | $139,600 Land $39,400 Building $100,200 |
| 2021 | $341.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 19 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 47 (1995–2021) |
| Claims Outside the SFHA | 30 of 47 |
| Most Recent Claim | Jul 2021 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 64% of the US · above 83% of Alabama |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber · DSL | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 25 / 3 |
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