Montgomery County property record for 2449 Springmill Rd, Dayton, OH 45440
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,815 sqft · built 1964 |
| Lot Size | 0.289 acres (12,602 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $5,501 (2025) |
| Deeds & Mortgages | Mar 2026 Second Mortgage Mar 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | N64-02911-0004 |
| Primary APN | N64-02911-0004 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,815 sqft Living Area |
| Gross Area | 2,419 sqft |
| 1st Floor Area | 1,815 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Lot Area | 12,602 sqft (0.289 acres) |
| Lot Dimensions | 137 ft deep x 92 ft wide |
| View / Lot | Neighborhood / Spot |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Frame Porch |
|---|---|
| Porch Area | 165 sqft |
| Deck Area | 40 sqft |
| Patio Area | 185 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 2449 SPRINGMILL RD |
|---|---|
| City | DAYTON |
| State | OH |
| Zip | 45440-2521 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 173 OAK CREEK 2-2 |
| Legal Subdivision | OAK CREEK |
| Legal Lot Number | 4 |
| Jurisdiction | MONTGOMERY OH |
| Township / Civil Division | KETTERING |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 21900 |
Source: Montgomery County records · APN N64-02911-0004
Assessment roll updated December 30, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2449 SPRINGMILL RD, DAYTON, OH 45440-2521 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
| Date | Document |
|---|---|
| Mar 13, 2026 | Intrafamily Transfer, Transfer · Stand-Alone Second Mortgage SOFI BANK NA |
| Mar 26, 2020 | Deed of Trust, Mortgage · Conventional Mortgage DAY AIR CU |
| Nov 05, 2019 | Deed of Trust, Mortgage · Conventional Mortgage DAY AIR CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 06, 1995 |
| Deed Sale | Jun 06, 1995 |
| Deed Document Number | 199510319 |
| Deed Book / Page | 950318 / C02 |
| Last Transfer Date | Jan 08, 2026 |
| Transfer Doc | 0000015833 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Mar 13, 2026 |
| Property Address | 2449 SPRINGMILL RD, DAYTON, OH 45440-2521 |
| Document Number | 0000015833 |
| Map Reference | MB 69 PG 43 |
| Instrument Date | Jan 08, 2026 |
| Instrument | 2026-00015833 |
| Transaction Type | Transfer |
| Record Updated | Mar 31, 2026 |
| Title Company | SILK COMPANIES |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2449 SPRINGMILL RD, DAYTON, OH 45440-2521 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2449 SPRINGMILL RD, DAYTON, OH 45440-2521 |
| Document Number | 0000015834 |
|---|---|
| Date | Mar 13, 2026 |
| Instrument | 2026-00015834 |
| Name | SOFI BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Feb 01, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 2449 SPRINGMILL RD, DAYTON, OH 45440-2521 |
| Document Number | 0000020130 |
| Instrument Date | Mar 26, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2449 SPRINGMILL RD KETTERING OH 454402521, KETTERING, OH 45440-2521 |
| Document Number | 0000020130 |
|---|---|
| Date | Apr 02, 2020 |
| Instrument | 20130 |
| Name | DAY AIR CU |
|---|---|
| Type | Credit Union |
| Address | KETTERING, OH 45429 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 2449 SPRINGMILL RD, DAYTON, OH 45440-2521 |
| Document Number | 0000063646 |
| Instrument Date | Nov 05, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 04, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2449 SPRINGMILL RD KETTERING OH 454402521, KETTERING, OH 45440-2521 |
| Document Number | 0000063646 |
|---|---|
| Date | Nov 13, 2019 |
| Instrument | 63646 |
| Name | DAY AIR CU |
|---|---|
| Type | Credit Union |
| Address | KETTERING, OH 45429 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 12, 2034 |
Source: Montgomery County records · Assessment roll updated December 30, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Montgomery County |
| Municipality | Kettering City |
| Unified School District | Kettering City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,501.00 (-0.18%) | $81,710 (-) Land $16,350 Building $65,360 | $233,430 (-) Land $46,700 Building $186,730 |
| 2024 | $5,511.00 (+2.78%) | ||
| 2023 | $5,362.00 (+2.29%) | $81,710 (+29.86%) Land $16,350 Building $65,360 | $233,430 (+29.84%) Land $46,700 Building $186,730 |
| 2022 | $5,242.00 | $62,920 Land $12,570 Building $50,350 | |
| 2020 | $179,780 Land $35,920 Building $143,860 |
Source: FEMA National Flood Hazard Layer as of June 21, 2024 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 368 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | MONTGOMERY COUNTY WATER SERVICES 1 PWS serves 150,207 people |
|---|---|
| Water Source | Purchased surface water from DAYTON PUBLIC WATER SYSTEM |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2017 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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