2449 Lorelei Ter, Monroe, NC 28112 Property Records

Union County property record for 2449 Lorelei Ter, Monroe, NC 28112

Property Summary

Property Type	Single Family Home
Details	built 2023
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Individual Names on Record
Last Sale	$432,000 (Mar 2024)
Tax Bill	$4,152 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Apr 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-351-336`

Property Details

APN / Parcel Number

Primary APN	`09-351-336`

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Lot Area	9,148 sqft (0.21 acres)

Location & Zoning

Street Address	2449 LORELEI TER
City	MONROE
State	NC
Zip	28112-7664
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	#352 WAXHAW LANDING MP1 OPCQ838-840
Legal Subdivision	WAXHAW LANDING
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	4
Census Block	4006
Census Tract	20501

Owner

Source: Union County records, as of May 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2449 LORELEI TER, MONROE, NC 28112-7664
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2026	Deed of Trust, Mortgage · VA Mortgage MORTGAGEPROS LLC
Apr 14, 2025	Deed of Trust, Mortgage · VA Mortgage MORTGAGE FACTORY LLC
Mar 21, 2024	Special Warranty Deed, Transfer · VA Mortgage MATTAMY HOME FUNDING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 21, 2024 · Amount on Record
Deed Sale	Mar 21, 2024 · Amount on Record
Deed Document Number	20246176
Deed Book / Page	8872 / 499
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	2449 LORELEI TER, MONROE, NC 28112-7664
Transaction Type	Mortgage
Record Updated	Mar 31, 2026
Title Company	ALLIANCE FIRST TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2449 LORELEI TER, MONROE, NC 28112-7664

Mortgage

Document Number	0009280459
Date	Jan 5, 2026
Book Page	9280/459
Instrument	128

Lender

Name	MORTGAGEPROS LLC
Type	Mortgage Company
Address	TROY, MI 48098

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	2449 LORELEI TER, MONROE, NC 28112-7664
Transaction Type	Mortgage
Record Updated	Mar 31, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2449 LORELEI TER, MONROE, NC 28112-7664

Mortgage

Document Number	0009098167
Date	Apr 14, 2025
Book Page	9098/167
Instrument	8925

Lender

Name	MORTGAGE FACTORY LLC
Type	Mortgage Company
Address	FRANKLIN, MI 48025

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2055

March 2024: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	UNION NC
Recording Date	Mar 21, 2024
Property Address	2449 LORELEI TER, MONROE, NC 28112-7664
Document Number	0008872499
Book / Page	8872 / 499
Map Reference	CAB Q FILE 838-840
Instrument Date	Mar 21, 2024
Instrument	6176
Transaction Type	Transfer
Record Updated	Mar 31, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$864.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2127 AYRSLEY TOWN BLVD STE 202, 202, CHARLOTTE, NC 28273-3555

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2449 LORELEI TER, MONROE, NC 28112-7664

Mortgage

Document Number	0000006177
Date	Mar 21, 2024
Instrument	6177

Lender

Name	MATTAMY HOME FUNDING LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Monroe City
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,152.00 (+774.11%)	$475,000 (+989.45%) Land $87,100 Building $387,900	$475,000 (+989.45%) Land $87,100 Building $387,900
2023	$475.00	$43,600 Land $43,600	$43,600 Land $43,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Ripple Fiber.

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