2449 Amelith Rd, Bay City, MI 48706 Property Records

Bay County property record for 2449 Amelith Rd, Bay City, MI 48706

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,064 sqft · built 1950
Lot Size	1.44 acres (62,726 sqft)
Owner	Individual Name on Record
Last Sale	$100,000 (Mar 2007)
Tax Bill	$2,013 (2026)
Deeds & Mortgages	Sep 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`030-011-400-095-00`

Property Details

APN / Parcel Number

Primary APN	`030-011-400-095-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,064 sqft Living Area
1st Floor Area	1,064 sqft
Basement Area	1,064 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Lot Area	62,726 sqft (1.44 acres)
Lot Dimensions	370 ft deep x 170 ft wide
Garage Area	560 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	2449 AMELITH RD
City	BAY CITY
State	MI
Zip	48706-9375
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	COM 680 FT E OF SW COR OF SE 1/4 OF SE 1/4 TH N 370 FT TH E 170 FT TH S 370 FT TH W 170 FT TO BEG. SEC 11 T13N R4E
Legal Range	04E
Legal Township	13N
Legal Section	11
Jurisdiction	BAY MI
Township / Civil Division	FRANKENLUST
Census Block Group	2
Census Block	2022
Census Tract	285400

Owner

Source: Bay County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	2449 AMELITH RD, BAY CITY, MI 48706-9375
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 23, 2007 · Amount on Record
Deed Sale	Mar 23, 2007 · Amount on Record
Deed Book / Page	2518 / 806
Prior Transfer Date	Dec 15, 2006
Prior Transfer Doc	0024970461
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAY MI
Recording Date	Sep 16, 2026
Property Address	2449 AMELITH RD, BAY CITY, MI 48706-9375
Document Number	0000012169
Instrument Date	Sep 11, 2026
Instrument	202612169
Transaction Type	Mortgage
Record Updated	Sep 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2449 AMELITH RD, BAY CITY, MI 48706-9375

Mortgage

Document Number	0000012169,
Date	Sep 16, 2026
Instrument	202612169

Lender

Name	WILDFIRE CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Sep 11, 2051

Interest

Max Rate	-1%

Tax Assessment & Valuation

Source: Bay County assessment roll, as of May 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Bay County
County Subdivision	Frankenlust Township
Unified School District	Bay City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,013.00 (+76.27%) Homeowner's exemption	$78,000 (+5.12%)	$156,000 (+5.12%)
2025	$1,142.00 (-34.56%) Homeowner's exemption	$74,200 (+16.03%)	$148,400 (+16.03%)
2023		$63,950	$127,900
2022	$1,745.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (1997)
Most Recent Claim	Mar 1997 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BANGOR-MONITOR METRO DISTRICT serves 2,971 people · EPA ID MI0000400
Water Source	Purchased surface water from BAY AREA WATER SYSTEM
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20