24485 Viejas Grade Rd, Descanso, CA 91916 Property Records

San Diego County property record for 24485 Viejas Grade Rd, Descanso, CA 91916

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 4,350 sqft · built 1993
Lot Size	8.08 acres (351,965 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,299,000 (Jan 2022)
Tax Bill	$12,657 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Jan 2022 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`405-251-11-00`

Property Details

APN / Parcel Number

Primary APN	`405-251-11-00`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Building Area	4,350 sqft Living Area

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Lot Area	351,965 sqft

Location & Zoning

Street Address	24485 VIEJAS GRADE RD
City	DESCANSO
State	CA
Zip	91916-9500
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A70
Legal Description	PAR 1 TR PM10479
Legal Tract	10479
Legal Block	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	LAGUNA-PINE VALLEY
Census Block Group	1
Census Block	1019
Census Tract	21202

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	24485 VIEJAS GRADE RD, DESCANSO, CA 91916-9500
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2025	Deed of Trust, Mortgage · Line of Credit WEST CAPITAL LENDING INC
Jan 28, 2022	Grant Deed, Transfer · Conventional Mortgage NEXERA HOLDING LLC
Oct 22, 2019	Quit Claim Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE SAN DIEGO
Oct 23, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Oct 22, 2019	Quit Claim Deed, Transfer BAY EQUITY
Aug 23, 2019	Quit Claim Deed, Transfer DIVERSIFIED TITLE, DIVERSIFIED TITLE & ESCROW SVC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 28, 2022 · Amount on Record
Deed Sale	Jan 28, 2022 · Amount on Record
Prior Sale	Feb 28, 2002 · Amount on Record
Deed Document Number	202243478
Prior Transfer Date	Oct 8, 2019
Prior Transfer Doc	0000479217
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	24485 VIEJAS GRADE RD, DESCANSO, CA 91916-9500
Transaction Type	Mortgage
Record Updated	Oct 1, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24485 VIEJAS GRADE RD, DESCANSO, CA 91916-9500

Mortgage

Document Number	0000261254
Date	Sep 19, 2025
Instrument	2025-0261254

Lender

Name	WEST CAPITAL LENDING INC
Type	Mortgage Company
Address	LIMA, OH 45801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 4, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 28, 2022
Property Address	24485 VIEJAS GRADE RD, DESCANSO, CA 91916-9500
Document Number	0000043478
Instrument Date	Jan 5, 2022
Instrument	2022-0043478
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	CALIFORNIA TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	24485 VIEJAS GRADE RD, DESCANSO, CA 91916-9500

Mortgage

Document Number	0000043479
Date	Jan 28, 2022
Instrument	2022-0043479

Lender

Name	NEXERA HOLDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 22, 2019
Property Address	24485 VIEJAS GRADE RD, DESCANSO, CA 91916-9500
Document Number	0000477454
Instrument Date	Oct 14, 2019
Instrument	477454
Transaction Type	Transfer
Record Updated	Nov 5, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE SAN DIEGO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	24485 VIEJAS GRADE RD DESCANSO CA 91916, DESCANSO, CA 91916

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 23, 2019
Property Address	24485 VIEJAS GRADE RD, DESCANSO, CA 91916-9500
Document Number	0000479217
Instrument Date	Oct 8, 2019
Instrument	479217
Transaction Type	Transfer
Record Updated	Oct 31, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	24485 VIEJAS GRADE RD DESCANSO CA 91916, DESCANSO, CA 91916

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 22, 2019
Property Address	24485 VIEJAS GRADE RD, DESCANSO, CA 91916-9500
Document Number	0000477453
Instrument Date	Oct 8, 2019
Instrument	477453
Transaction Type	Transfer
Record Updated	Oct 31, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	24485 VIEJAS GRADE RD DESCANSO CA 91916, DESCANSO, CA 91916

Mortgage

Document Number	477455
Date	Oct 22, 2019
Instrument	477455

Lender

Name	BAY EQUITY
Type	Funding / Finance Company
Address	SAUSALITO, CA 94965

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 21, 2049

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 23, 2019
Property Address	24485 VIEJAS GRADE RD, DESCANSO, CA 91916-9500
Document Number	0000359967
Instrument Date	Aug 19, 2019
Instrument	359967
Transaction Type	Transfer
Record Updated	Sep 2, 2019
Title Company	DIVERSIFIED TITLE, DIVERSIFIED TITLE & ESCROW SVC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	PO BOX 397 CHULA VISTA CA 919120397, CHULA VISTA, CA 91912-0397

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Mountain Empire Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,189,590 (+2%) Land $540,132 Building $649,458
2025	$12,657.00 (+4.08%) Homeowner's exemption	$1,166,266 (+4.04%) Land $529,542 Building $636,724
2023	$12,161.00 (+41.51%) Homeowner's exemption	$1,120,980 Land $508,980 Building $612,000
2022	$8,594.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 99.9% of the US · above 99.8% of California
Wildfire Likelihood	8% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
AT&T DSL	50 / 10
Verizon Fixed Wireless	25 / 6

Cell Coverage

5G (outdoors only) and 4G LTE

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