24480 Pratt Rd, Armada, MI 48005 Property Records

Macomb County property record for 24480 Pratt Rd, Armada, MI 48005

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,221 sqft · built 2020
Lot Size	9.08 acres (395,568 sqft)
Owner	2 Individual Names on File
Tax Bill	$9,625 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Aug 2020 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-02-01-400-024`

Property Details

APN / Parcel Number

Primary APN	`13-02-01-400-024`
Alternative APN	`0201400024`

Interior

Full Baths	2 Baths
Half Baths	1 Half Bath
Building Area	2,221 sqft Living Area
1st Floor Area	2,221 sqft
Basement Area	2,221 sqft
Unfinished Basement	2,221 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Lot Area	395,568 sqft (9.08 acres)
Lot Width	300 ft Width
Garage Area	780 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	24480 PRATT RD
City	ARMADA
State	MI
Zip	48005-1569
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG 1.75
Legal Description	13-02-01-400-024 T5N, R13E SEC 1 COM E 1/4 POST SEC 1; TH S87-29-00W 1417.55 FT ALG E-W LINE TO POB; TH EXT S87-29-00W 300 FT
Legal Range	13E
Legal Township	05N
Legal Section	01
Jurisdiction	MACOMB MI
Township / Civil Division	ARMADA
Census Block Group	1
Census Block	1017
Census Tract	212000

Owner

Source: Macomb County assessment roll, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	24480 PRATT RD, ARMADA, MI 48005-1569
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage LAKE MICHIGAN CU
Aug 12, 2020	Deed of Trust, Mortgage · Construction Mortgage LAKE MICHIGAN CU
Feb 3, 2020	Warranty Deed, Transfer STERLING TITLE AGENCY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	24480 PRATT RD, ARMADA, MI 48005-1569
Transaction Type	Mortgage
Record Updated	Sep 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24480 PRATT RD, ARMADA, MI 48005-1569

Mortgage

Document Number	2102274613
Date	Nov 23, 2021
Book Page	28215/814
Instrument	202102274613

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	24480 PRATT RD, ARMADA, MI 48005-1569
Transaction Type	Mortgage
Record Updated	Sep 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22280 29 MILE RD, RAY, MI 48096-2609

Mortgage

Document Number	0000095305
Date	Aug 12, 2020
Book Page	26912/269
Instrument	2095305

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Sep 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Sep 1, 2028
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8.75%
Index	1-Year CMT
Max Rate	8.75%

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Feb 3, 2020
Property Address	24480 PRATT RD, ARMADA, MI 48005-1569
Document Number	0000013629
Book / Page	026490 / 000628
Instrument Date	Jan 31, 2020
Instrument	13629
Transaction Type	Transfer
Record Updated	Mar 3, 2020
Title Company	STERLING TITLE AGENCY

Transaction

Amount	Amount Recorded
Tax	$722.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	24550 PRATT RD ARMADA MI 480051525, ARMADA, MI 48005-1525

Tax Assessment & Valuation

Source: Macomb County assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
County Subdivision	Armada Township
Unified School District	Armada Area Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$355,900 (+28.95%)	$711,800 (+28.95%)
2025	$9,625.00 (+19.67%)
2023		$276,000	$552,000
2022	$8,043.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2004)
Most Recent Claim	May 2004 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Mercury Fiber Fixed Wireless	150 / 20

May also be available: Verizon.

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