2448 Thomas St, Flint, MI 48504 Property Records

Genesee County property record for 2448 Thomas St, Flint, MI 48504

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 956 sqft · built 1928
Lot Size	0.11 acres (4,792 sqft)
Owner	Individual Name on Record
Last Sale	$107,000 (Jan 2026)
Tax Bill	$1,008 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Jan 2026 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`40-11-382-024`

Property Details

APN / Parcel Number

Primary APN	`40-11-382-024`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	956 sqft Living Area
1st Floor Area	535 sqft
Basement Area	535 sqft
Unfinished Basement	535 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Exterior Material	Wood Siding
Lot Area	4,792 sqft (0.11 acres)
Lot Dimensions	100 ft deep x 48 ft wide
Garage Area	308 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	376 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	2448 THOMAS ST
City	FLINT
State	MI
Zip	48504-4687
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TN-2
Legal Description	MODERN HOUSING CORPORATION ADDITION NO. 6 LOT 24, BLK 157
Legal Subdivision	MODERN HOUSING CORPORATION ADDITION
Legal Block	157
Legal Lot Number	24
Jurisdiction	GENESEE MI
Township / Civil Division	FLINT
Census Block Group	1
Census Block	1015
Census Tract	1600

Owner

Source: Genesee County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2448 THOMAS ST, FLINT, MI 48504-4687
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Jan 15, 2026	Deed of Trust, Mortgage · Second Mortgage (Down Payment) MICHIGAN STATE HOUSING DEV AUTHORITY
Jan 15, 2026	Deed of Trust, Mortgage · FHA Mortgage LEGACY MORTGAGE
Jan 21, 2026	Warranty Deed, Transfer · FHA Mortgage LEGACY MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 21, 2026 · Amount on Record
Deed Sale	Jan 21, 2026 · Amount on Record
Prior Sale	Mar 7, 2014 · Amount on Record
Deed Document Number	2026391
Prior Transfer Date	Aug 3, 2011
Prior Transfer Doc	0000061882
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	2448 THOMAS ST, FLINT, MI 48504-4687
Transaction Type	Mortgage
Record Updated	Feb 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	632 SAINT CLAIR AVE, FLINT, MI 48504-4877

Mortgage

Document Number	0000000094
Date	Jan 15, 2026
Instrument	202601150000094

Lender

Name	MICHIGAN STATE HOUSING DEV AUTHORITY
Type	Government Agency
Address	LANSING, MI 48912

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	2448 THOMAS ST, FLINT, MI 48504-4687
Transaction Type	Mortgage
Record Updated	Feb 4, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	632 SAINT CLAIR AVE, FLINT, MI 48504-4877

Mortgage

Document Number	0000000093
Date	Jan 15, 2026
Instrument	202601150000093

Lender

Name	LEGACY MORTGAGE
Type	Mortgage Company
Address	GRAND BLANC, MI 48439

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

Interest

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Jan 21, 2026
Property Address	2448 THOMAS ST, FLINT, MI 48504-4687
Document Number	0000000391
Map Reference	MB 11 PG 33&34
Instrument Date	Jan 14, 2026
Instrument	202601210000391
Transaction Type	Transfer
Record Updated	Feb 10, 2026
Title Company	UNKNOWN, CISLO TTL CO TTL INS & ESCRO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$802.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2448 THOMAS ST, FLINT, MI 48504-4687

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2448 THOMAS ST, FLINT, MI 48504-4687

Mortgage

Document Number	0000000093
Date	Jan 21, 2026
Instrument	202601150000093

Lender

Name	LEGACY MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

Interest

Tax Assessment & Valuation

Source: Genesee County assessment roll, as of October 3, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
Municipality	Flint City
Unified School District	Flint City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,008.00 (-8.28%) Homeowner's exemption	$36,300 (+39.62%)	$72,600 (+39.62%)
2024	$1,099.00
2023		$26,000	$52,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FLINT serves 81,252 people · EPA ID MI0002310
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2026
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 609 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, Verizon.

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