2448 SW 33rd Cir, Okeechobee, FL 34974 Property Records

Okeechobee County property record for 2448 SW 33rd Cir, Okeechobee, FL 34974

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,010 sqft · built 2006
Lot Size	0.502 acres (21,867 sqft)
Owner	2 Individual Names on File
Last Sale	$410,000 (Jun 2026)
Tax Bill	$3,822 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage May 2020 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`1-32-37-35-0010-00000-0290`

Property Details

APN / Parcel Number

Primary APN	`1-32-37-35-0010-00000-0290`
Alternative APN	`R13237350010000000290`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,010 sqft Living Area
Gross Area	3,039 sqft
1st Floor Area	2,010 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	21,867 sqft (0.502 acres)
Lot Dimensions	150 ft deep x 146 ft wide
Garage Type	Attached
Garage Area	529 sqft
Porch	Finished/Open Porch
Patio Area	371 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2448 SW 33RD CIR
City	OKEECHOBEE
State	FL
Zip	34974-5724
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EAGLE POINT UNIT 1 (PLAT BOOK 6 PAGES 97 & 98) LOT 29
Legal Range	35E
Legal Township	37S
Legal Section	32
Legal Subdivision	EAGLE POINT UNIT 1
Legal Lot Number	29
Legal Unit	1
Jurisdiction	OKEECHOBEE FL
Township / Civil Division	OKEECHOBEE
Census Block Group	2
Census Block	2030
Census Tract	910602

Owner

2448 SW 33rd Cir is owned and occupied by two individuals who bought it in June 2026.

Source: Okeechobee County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2448 SW 33RD CIR, OKEECHOBEE, FL 34974-5724
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2026	Warranty Deed, Transfer · Conventional Mortgage SOUTH STATE BANK
May 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage CENTERSTATE BK NA
Nov 22, 2017	Deed of Trust, Mortgage · Conventional Mortgage CENTER ST BK
Nov 28, 2017	Warranty Deed, Transfer · Conventional Mortgage CENTERSTATE BANK OF FLORIDA NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 17, 2026 · Amount on File
Deed Sale	Jun 17, 2026 · Amount on File
Prior Sale	Nov 28, 2017 · Amount on File
Deed Document Number	20266659
Prior Transfer Date	Nov 22, 2017
Prior Transfer Doc	0007981767
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	Jun 17, 2026
Property Address	2448 SW 33RD CIR, OKEECHOBEE, FL 34974-5724
Document Number	0000006659
Instrument Date	Jun 15, 2026
Instrument	20266659
Transaction Type	Transfer
Record Updated	Jul 14, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$289,870.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2448 SW 33RD CIR, OKEECHOBEE, FL 34974-5724

Mortgage

Document Number	0000006660,
Date	Jun 17, 2026
Instrument	20266660

Lender

Name	SOUTH STATE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKEECHOBEE FL
Property Address	2448 SW 33RD CIR, OKEECHOBEE, FL 34974-5724
Document Number	0000004821
Instrument Date	May 18, 2020
Transaction Type	Mortgage
Record Updated	Jul 7, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	2448 SW 33RD CIR OKEECHOBEE FL 349745724, OKEECHOBEE, FL 34974-5724

Mortgage

Document Number	0000004821
Date	May 26, 2020
Instrument	4821

Lender

Name	CENTERSTATE BK NA
Type	Bank
Address	WINTER HAVEN, FL 33881

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 25, 2050

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKEECHOBEE FL
Property Address	2448 SW 33RD CIR, OKEECHOBEE, FL 34974-5724
Document Number	0007981768
Instrument Date	Nov 22, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2448 SW 33RD CIR OKEECHOBEE FL 349745724, OKEECHOBEE, FL 34974-5724

Mortgage

Document Number	0007981768
Date	Nov 28, 2017
Book Page	000798/001768
Instrument	11475

Lender

Name	CENTER ST BK
Type	Bank
Address	WINTER HAVEN, FL 33881

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 27, 2047

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	Nov 28, 2017
Property Address	2448 SW 33RD CIR, OKEECHOBEE, FL 34974-5724
Document Number	0007981767
Book / Page	0798 / 1767
Map Reference	MB6 PG97&98
Instrument Date	Nov 22, 2017
Instrument	2017011474
Transaction Type	Transfer
Record Updated	May 25, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,610.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1819 SW 28TH AVE, 1819, OKEECHOBEE, FL 34974-5529

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2448 SW 33RD CIR, OKEECHOBEE, FL 34974-5724

Mortgage

Document Number	2017011475
Date	Nov 28, 2017
Instrument	2017011475

Lender

Name	CENTERSTATE BANK OF FLORIDA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 2448 SW 33rd Cir was $3,822 with a homeowner's exemption.

Source: Okeechobee County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okeechobee County
Unified School District	Okeechobee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,822.00 Homeowner's exemption	$267,228	$338,565 Land $59,000 Building $279,565
2023	$3,590.00 (+5.68%) Homeowner's exemption	$252,133 (+3%)	$349,872 (+16.15%) Land $46,000 Building $303,872
2022	$3,397.00 Homeowner's exemption	$244,789	$301,235 Land $43,000 Building $258,235

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2448 SW 33rd Cir in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 92 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	92 in force
Nearby Flood Claims	2 (2017–2024)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Aug 2024 · Hurricane Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2448 SW 33rd Cir is moderate, ranking above 58% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · lower than 69% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OKEECHOBEE UTILITY AUTHORITY serves 20,000 people · EPA ID FL4470257
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Haloacetic acids resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, CenturyLink, T-Mobile, Xfinity.

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