San Diego County property record for 2448 San Clemente Way, Vista, CA 92084
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,623 sqft · built 1988 |
| Lot Size | 1.2 acres (52,272 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $501,000 (Sep 2011) |
| Tax Bill | $7,167 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage Jul 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 178-070-44-00 |
| Primary APN | 178-070-44-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Building Area | 2,623 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Conventional |
| Lot Area | 52,272 sqft |
| View / Lot | Good |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 2448 SAN CLEMENTE WAY |
|---|---|
| City | VISTA |
| State | CA |
| Zip | 92084-5830 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | E-1 |
| Legal Description | PAR 2 TR PM14742 |
| Legal Subdivision | VISTA TRACT #85-7 |
| Legal Tract | 14742 |
| Legal Block | 2 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 19208 |
2448 San Clemente Way is owned and occupied by two individuals who bought it in September 2011.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2448 SAN CLEMENTE WAY, VISTA, CA 92084-5830 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 27, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC |
| Jul 17, 2019 | Intrafamily Transfer, Transfer · Line of Credit SAN DIEGO COUNTY CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 26, 2011 · Amount on File |
| Deed Sale | Sep 26, 2011 · Amount on File |
| Prior Sale | Jan 30, 2008 · Amount on File |
| Deed Document Number | 2011497290 |
| Prior Transfer Date | Dec 9, 1993 |
| Prior Transfer Doc | 0000047989 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 2448 SAN CLEMENTE WAY, VISTA, CA 92084-5830 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | STEWART TITLE OF CA INC |
| Name | Verified Name |
|---|---|
| Address | 2448 SAN CLEMENTE WAY, VISTA, CA 92084-5830 |
| Document Number | 0000660566 |
|---|---|
| Date | Oct 27, 2020 |
| Instrument | 2020-0660566 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Nov 1, 2035 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jul 17, 2019 |
| Property Address | 2448 SAN CLEMENTE WAY, VISTA, CA 92084-5830 |
| Document Number | 0000288504 |
| Map Reference | DOC 87-160587 |
| Instrument Date | Jul 10, 2019 |
| Instrument | 2019-0288504 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 2448 SAN CLEMENTE WAY, VISTA, CA 92084-5830 |
| Document Number | 0000288505 |
|---|---|
| Date | Jul 17, 2019 |
| Instrument | 2019-0288505 |
| Name | SAN DIEGO COUNTY CU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 31, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 2448 San Clemente Way was $7,167.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Vista City |
| Unified School District | Vista Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $641,856 (+2%) Land $322,849 Building $319,007 | |
| 2025 | $7,167.00 | $629,271 Land $316,519 Building $312,752 |
| 2023 | $6,598.00 (+0.26%) | $604,837 Land $304,229 Building $300,608 |
| 2022 | $6,581.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 2448 San Clemente Way in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1998.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (1998) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 1998 · Severe Winter Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2448 San Clemente Way is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 77% of California |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VISTA IRRIGATION DISTRICT serves 134,501 people · EPA ID CA3710027 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T, T-Mobile.
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