Monroe County property record for 2448 Palm Beach Rd, Big Pine Key, FL 33043
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 768 sqft · built 1984 |
| Lot Size | 0.229 acres (10,010 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,460 (2024) |
| Deeds & Mortgages | Oct 2020 Sale |
| Flood Zone | Zone AE (high risk) |
| APN | 00260820-000000 |
| Primary APN | 00260820-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 768 sqft Living Area |
| 1st Floor Area | 768 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Wood |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Wood |
| Construction Type | Wood |
| Foundation Type | Pile |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 10,010 sqft (0.229 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Pool Type | Public / Commercial Pool |
| Porch | Open Porch |
| Porch Area | 656 sqft |
| Cooling System | HVAC |
|---|
| Account Number | 1332470 |
|---|---|
| Old Parcel Number | 16662900260820000000 |
| Street Address | 2448 PALM BEACH RD |
| City | BIG PINE KEY |
| State | FL |
| Zip | 33043-6309 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BK E LTS 19-20 PINE HEIGHTS SUB PB3-164 BIG PINE KEY OR108-357/58 OR673-295 OR756-512 OR777-228 OR827-2444 OR828-75 OR828-76 |
| Legal Range | 29E |
| Legal Township | 66S |
| Legal Section | 16 |
| Legal Subdivision | PINE HEIGHTS SUBD |
| Legal Block | E |
| Legal Lot Number | 19-20 20 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | LOWER KEYS |
| Census Block Group | 1 |
| Census Block | 1096 |
| Census Tract | 971402 |
2448 Palm Beach Rd is owned by an individual who acquired it in December 2019.
Source: Monroe County records, as of December 5, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 17197 BONITA LN W, SUGARLOAF KEY, FL 33042-3616 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 1, 2019 |
| Deed Sale | Dec 1, 2019 |
| Prior Sale | Dec 1, 1995 |
| Deed Document Number | 0030521934 |
| Deed Book / Page | 2099 / 0722 |
| Prior Transfer Date | Apr 1, 2005 |
| Prior Transfer Doc | 1506420 |
| Record Updated | Jun 8, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Oct 26, 2020 |
| Property Address | 2448 PALM BEACH RD, BIG PINE KEY, FL 33043-6309 |
| Document Number | 0030521934 |
| Book / Page | 003052 / 001934 |
| Instrument Date | Oct 23, 2020 |
| Instrument | 2288034 |
| Transaction Type | Transfer |
| Record Updated | Nov 6, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 17197 BONITA LN W SUGARLOAF KEY FL 330423616, SUGARLOAF KEY, FL 33042-3616 |
Source: Monroe County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $511,572 Land $380,380 Building $131,192 | $511,572 Land $380,380 Building $131,192 | |
| 2024 | $3,460.00 (-1.51%) | ||
| 2023 | $3,513.00 (+14.73%) | $429,101 (+33.8%) Land $310,310 Building $118,791 | $429,101 (+33.8%) Land $310,310 Building $118,791 |
| 2022 | $3,062.00 | $320,707 Land $200,200 Building $120,507 | $320,707 Land $200,200 Building $120,507 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2448 Palm Beach Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 522 policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 522 in force |
| Nearby Flood Claims | 852 (1979–2017) |
| Most Recent Claim | Oct 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2448 Palm Beach Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
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