Kershaw County property record for 2448 Miles Rd, Elgin, SC 29045
| Property Type | Single Family Home |
|---|---|
| Details | 1,936 sqft |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $135,000 (Sep 2017) |
| Tax Bill | $966 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit Mar 2026 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 359-00-00-026 |
| Primary APN | 359-00-00-026 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,936 sqft Gross Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Construction Type | Frame |
|---|---|
| Lot Area | 43,560 sqft (1 acres) |
| Garage Type | Detached |
| Garage Area | 480 sqft |
| Porch | Porch |
| Porch Area | 304 sqft |
| Account Number | 8547 |
|---|---|
| Street Address | 2448 MILES RD |
| City | ELGIN |
| State | SC |
| Zip | 29045-9277 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15 |
| Legal Description | 2144-1 2080-170 1C-74 |
| Jurisdiction | KERSHAW SC |
| Township / Civil Division | ELGIN |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 970908 |
Source: Kershaw County records, as of July 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2448 MILES RD, ELGIN, SC 29045-9277 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 9, 2026 | Deed of Trust, Mortgage · Line of Credit SIMPLIFILE |
| Mar 16, 2026 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Feb 11, 2020 | Loan Modification, Mortgage · Conventional with PMI PENNYMAC |
| Sep 13, 2017 | Warranty Deed, Transfer · FHA Mortgage AMERIS BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 13, 2017 · Amount on Record |
| Deed Sale | Sep 13, 2017 · Amount on Record |
| Prior Sale | Mar 27, 2007 · Amount on Record |
| Deed Document Number | 20177388 |
| Deed Book / Page | 3749 / 253 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KERSHAW SC |
| Recording Date | Jun 9, 2026 |
| Property Address | 2448 MILES RD, ELGIN, SC 29045-9277 |
| Document Number | 0000005492 |
| Book / Page | 5608 / 132 |
| Instrument Date | Jun 2, 2026 |
| Instrument | 20265492 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | SIMPLIFILE |
| Name | Verified Name |
|---|---|
| Address | 2448 MILES RD, ELGIN, SC 29045-9277 |
| Document Number | 0000005492, |
|---|---|
| Date | Jun 9, 2026 |
| Book Page | 5608/132 |
| Instrument | 20265492 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 2, 2046 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KERSHAW SC |
| Property Address | 2448 MILES RD, ELGIN, SC 29045-9277 |
| Transaction Type | Mortgage |
| Record Updated | Mar 26, 2026 |
| Name | Verified Name |
|---|---|
| Address | 2448 MILES RD, ELGIN, SC 29045-9277 |
| Document Number | 0020262344 |
|---|---|
| Date | Mar 16, 2026 |
| Book Page | 5544/279 |
| Instrument | 2026-2344 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | KERSHAW SC |
| Property Address | 2448 MILES RD, ELGIN, SC 29045-9277 |
| Document Number | 0000002761 |
| Instrument Date | Feb 11, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 19, 2020 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS |
| Name | Verified Name |
|---|---|
| Address | 2448 MILES RD ELGIN SC 290459277, ELGIN, SC 29045-9277 |
| Document Number | 0000002761 |
|---|---|
| Date | Mar 27, 2020 |
| Book Page | 004194/000295 |
| Instrument | 2761 |
| Name | PENNYMAC |
|---|---|
| Address | MOORPARK, CA 93021 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 26, 2050 |
| Rate | 4% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KERSHAW SC |
| Recording Date | Sep 13, 2017 |
| Property Address | 2448 MILES RD, ELGIN, SC 29045-9277 |
| Document Number | 0000007388 |
| Book / Page | 003749 / 000253 |
| Instrument Date | Sep 8, 2017 |
| Instrument | 7388 |
| Transaction Type | Transfer |
| Record Updated | Sep 26, 2017 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $499.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2448 MILES RD ELGIN SC 290459277, ELGIN, SC 29045-9277 |
| Document Number | 7389 |
|---|---|
| Date | Sep 13, 2017 |
| Book Page | 003749/000257 |
| Instrument | 7389 |
| Name | AMERIS BK |
|---|---|
| Type | Bank |
| Address | MARIETTA, GA 30067 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 12, 2047 |
Source: Kershaw County assessment roll, as of November 7, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Kershaw County |
| Unified School District | Kershaw County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $966.00 (-44.13%) | $142,900 (-) Land $8,500 Building $134,400 | $142,900 (-) |
| 2023 | $1,729.00 | $142,900 Land $8,500 Building $134,400 | $142,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · lower than 67% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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