2448 Harbour Way, Winter Park, FL 32792 Property Records

Seminole County property record for 2448 Harbour Way, Winter Park, FL 32792

Property Summary

Property Type	Townhouse
Details	3 bd · 2 ba · 1,803 sqft · built 1978
Lot Size	0.134 acres (5,827 sqft)
Owner	2 Individual Names on File
Last Sale	$100 (Aug 2001)
Tax Bill	$541 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Feb 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`34-21-30-519-0000-0650`

Property Details

APN / Parcel Number

Primary APN	`34-21-30-519-0000-0650`
Alternative APN	`21303451900000650`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,803 sqft Living Area
1st Floor Area	1,467 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Townhouse
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Flat
Roof Material	Tar & Gravel
Lot Area	5,827 sqft (0.134 acres)
Garage Type	Carport
Garage Area	400 sqft
Carport	Carport
Carport Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Florida Room
Porch Area	348 sqft
Utility Building	28 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2448 HARBOUR WAY
City	WINTER PARK
State	FL
Zip	32792-1621
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	RMF13
Legal Description	LOT 65 WINDWARD SQUARE SEC 1 PB 19 PG 86
Legal Range	30E
Legal Township	21S
Legal Section	34
Legal Subdivision	WINDWARD SQUARE SEC 1
Legal Tract	519
Legal Lot Number	65
Jurisdiction	SEMINOLE FL
Township / Civil Division	CASSELBERRY-ALTAMONTE SPRINGS
Census Block Group	2
Census Block	2002
Census Tract	22208

Owner

2448 Harbour Way, a townhouse, is owned and occupied by two individuals who acquired it in June 2005.

Source: Seminole County records, as of December 29, 2025

Owner of Record	2 Individual Names on File
Mailing Address	2448 HARBOUR WAY, WINTER PARK, FL 32792-1621
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Feb 11, 2019	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Nov 13, 2019	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 1, 2001 · Amount on File
Deed Sale	Aug 1, 2001 · Amount on File
Prior Sale	Nov 24, 1993 · Amount on File
Deed Book / Page	4202 / 569
Last Transfer Date	Jun 19, 2005
Transfer Doc	0057861306
Record Updated	Jun 8, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEMINOLE FL
Property Address	2448 HARBOUR WAY, WINTER PARK, FL 32792-1621
Transaction Type	Mortgage
Record Updated	Aug 11, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0099971172
Date	Jul 26, 2021
Book Page	9997/1172
Instrument	2021098624

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEMINOLE FL
Property Address	2448 HARBOUR WAY, WINTER PARK, FL 32792-1621
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOUTHEAST PROFESS TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0092960812
Date	Feb 11, 2019
Book Page	09296/0812
Instrument	2019014570

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2049

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEMINOLE FL
Property Address	2448 HARBOUR WAY, WINTER PARK, FL 32792-1621
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOUTHEAST PROFESSLONEL TTL L

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0094761908
Date	Nov 13, 2019
Book Page	09476/1908
Instrument	2019123380

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 2448 Harbour Way was $541 with exemptions applied.

Source: Seminole County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
Municipality	Casselberry City
County	Seminole County
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$541.00 Homeowner's exemption Disabled Person's exemption	$78,054	$275,033 Land $70,000 Building $205,033
2023	$463.00 (-17.47%) Homeowner's exemption	$73,645 (+3%)	$251,220 (+13.57%) Land $60,000 Building $191,220
2022	$561.00 Homeowner's exemption	$71,500	$221,201 Land $45,000 Building $176,201

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2448 Harbour Way in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	2 (2004–2008)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2008 · Tropical Storm Fay

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2448 Harbour Way is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CASSELBERRY, CITY OF (3 WPS) serves 54,747 people · EPA ID FL3590159
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 524 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
CenturyLink DSL · Fiber in parts of the area	140 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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