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2448 Harbor Rd, Naples, FL 34104 Property Records

Collier County property record for 2448 Harbor Rd, Naples, FL 34104

Property Summary

Property TypeSingle Family Home
Details1,786 sqft · built 1990
Lot Size0.26 acres (11,326 sqft)
Owner2 Individual Names on File
Last Sale$1,150,000 (Apr 2026)
Tax Bill$8,719 (2025)
Deeds & MortgagesApr 2026 Sale & Mortgage
Apr 2026 Sale & Mortgage
+ 1 more
Flood ZoneZone AE (high risk)
APN602500 C 35A02

Property Details

APN / Parcel Number

Primary APN602500 C 35A02
Alternative APNs
  • 70920720005135600C35
  • 70920720005

Interior

Stories1 Story
Building Area1,786 sqft Living Area
1st Floor Area1,786 sqft

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 2010
Construction TypeWood
Lot Area11,326 sqft (0.26 acres)
Lot Dimensions150 ft deep x 75 ft wide
Pool Area312 sqft
Deck Area197 sqft

Location & Zoning

Street Address2448 HARBOR RD
CityNAPLES
StateFL
Zip34104-4291
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF-4
Legal DescriptionROCK HARBOR BLK C LOT 3
Legal Range25
Legal Township50
Legal Section2
Legal SubdivisionROCK HARBOR
Legal Tract602500
Legal BlockC
Legal Lot Number3
JurisdictionCOLLIER FL
Township / Civil DivisionNAPLES
Census Block Group1
Census Block1020
Census Tract10601

Owner

Source: Collier County assessment roll, APN 602500 C 35A02, as of September 9, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2448 HARBOR RD, NAPLES, FL 34104-4291
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Apr 08, 2026Warranty Deed, Transfer · Conventional Mortgage
SUMMIT MORTGAGE CORPORATION
Apr 08, 2026Warranty Deed, Transfer · Conventional Mortgage
SUMMIT MORTGAGE CORPORATION
Jan 07, 2021Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 08, 2026 · Amount on Record
Deed SaleApr 08, 2026 · Amount on Record
Prior SaleJan 07, 2021 · Amount on Record
Deed Document Number20266807500
Deed Book / Page6572 / 1849
Prior Transfer DateJun 24, 1996
Prior Transfer Doc2222001858
Record UpdatedSep 20, 2026

April 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOLLIER FL
Recording DateApr 08, 2026
Property Address2448 HARBOR RD, NAPLES, FL 34104-4291
Document Number0065721849
Book / Page6572 / 1849
Instrument DateMar 18, 2026
Instrument20266807500
Transaction TypeTransfer
Record UpdatedJul 02, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$813,050.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address2448 HARBOR RD, NAPLES, FL 34104-4291

Mortgage

Document Number0006807501,
DateApr 08, 2026
Instrument20266807501
Lender
NameSUMMIT MORTGAGE CORPORATION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2056
Interest
Rate TypeFixed Rate
Rate5.98%
Initial TypeFixed Rate
Max Rate-1%

April 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOLLIER FL
Recording DateApr 08, 2026
Property Address2448 HARBOR RD, NAPLES, FL 34104-4291
Document Number0006807500
Book / Page6572 / 1849
Instrument DateMar 18, 2026
Instrument20266807500
Transaction TypeTransfer
Record UpdatedApr 21, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$813,050.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address2448 HARBOR RD, NAPLES, FL 34104-4291

Mortgage

Document Number0006807501,
DateApr 08, 2026
Instrument20266807501
Lender
NameSUMMIT MORTGAGE CORPORATION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2056
Interest
Rate TypeFixed Rate
Rate5.98%
Initial TypeFixed Rate
Max Rate-1%

January 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOLLIER FL
Recording DateJan 07, 2021
Property Address2448 HARBOR RD, NAPLES, FL 34104-4291
Document Number0058723033
Book / Page005872 / 003033
Instrument DateJan 07, 2021
Instrument5981688
Transaction TypeTransfer
Record UpdatedJan 21, 2021
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$2,688.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address31076 W THOMPSON LN HARTLAND WI 530298542, HARTLAND, WI 53029-8542

Tax Assessment & Valuation

Source: Collier County assessment roll as of September 9, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyCollier County
Unified School DistrictCollier County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$8,719.00 (+5.67%)$797,252 (+10.61%) Land $555,390 Building $241,862$797,252 (-9.83%) Land $555,390 Building $241,862
2024$8,251.00 (-2.42%)
2023$8,456.00 (+12.91%)$720,746 (+1%)$884,137 (+34.94%) Land $686,070 Building $198,067
2022$7,489.00$655,224 Land $451,663 Building $203,561$655,224 Land $451,663 Building $203,561

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Collier County (12021C), as of June 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120210106011, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 213 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies294 units insured
incl. 81 condo units
Nearby Flood Claims362 (1986–2024)
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 84 claims
  • Hurricane Ian, Sep 2022 · 104 claims
  • Hurricane Ian, Sep 2022 · 88 claims

Wildfire

Wildfire RiskLow
lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 239 locations within half a mile, as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
Lumen Technologies
DSL · Fiber in parts of the area		100 / 100
T-Mobile USA
Fixed Wireless		100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System, water system FL5110198, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemNAPLES WATER DEPT
serves 83,804 people
Water SourceGroundwater
Last State InspectionJun 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting13
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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