2448 Forest Lakes Ln, Sterrett, AL 35147 Property Records

Shelby County property record for 2448 Forest Lakes Ln, Sterrett, AL 35147

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,171 sqft · built 2003
Lot Size	0.11 acres (4,792 sqft)
Owner	Individual Name on Record
Last Sale	$185,000 (Jul 2021)
Tax Bill	$846 (2026)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Nov 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`095150001029000`

Property Details

APN / Parcel Number

Primary APN	`095150001029000`

Interior

Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,171 sqft Heated Area
1st Floor Area	1,171 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Vinyl
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	4,792 sqft (0.11 acres)
Lot Dimensions	120 ft deep x 40 ft wide
Porch	Slab
Utility Building	36 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2448 FOREST LAKES LN
City	STERRETT
State	AL
Zip	35147-8160
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC/TWNSHP/RAN 15 19S 01W NBRHD: 17 FOREST LAKES COTTAGES R-2
Legal Range	01W
Legal Township	19S
Legal Section	15
Legal Subdivision	FOREST LAKES SEC 10
Legal Lot Number	548
Jurisdiction	SHELBY AL
Township / Civil Division	CHELSEA
Census Block Group	2
Census Block	2010
Census Tract	30215

Owner

Source: Shelby County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2448 FOREST LAKES LN, STERRETT, AL 35147-8160
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2021	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Nov 27, 2018	Warranty Deed, Transfer · Conventional Mortgage GOLDWATER BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 2, 2021 · Amount on Record
Deed Sale	Jul 2, 2021 · Amount on Record
Prior Sale	Nov 27, 2018 · Amount on Record
Deed Document Number	2021321760
Record Updated	Oct 29, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY AL
Recording Date	Jul 2, 2021
Property Address	2448 FOREST LAKES LN, STERRETT, AL 35147-8160
Document Number	0000321760
Map Reference	MB 31 PG 25A&B
Instrument Date	Jul 1, 2021
Instrument	20210702000321760
Transaction Type	Transfer
Record Updated	Jun 29, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1505 CANTIGNY WAY, WHEATON, IL 60189-7128

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2448 FOREST LAKES LN, STERRETT, AL 35147-8160

Mortgage

Document Number	0000321770
Date	Jul 2, 2021
Instrument	20210702000321770

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY AL
Recording Date	Nov 27, 2018
Property Address	2448 FOREST LAKES LN, STERRETT, AL 35147-8160
Document Number	0000415380
Map Reference	MB31 PG25
Instrument Date	Nov 15, 2018
Instrument	20181127000415380
Transaction Type	Transfer
Record Updated	Jun 1, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2448 FOREST LAKES LN, 2448, STERRETT, AL 35147-8160

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2448 FOREST LAKES LN, STERRETT, AL 35147-8160

Mortgage

Document Number	0000415390
Date	Nov 27, 2018
Instrument	20181127000415390

Lender

Name	GOLDWATER BANK NA
Type	Bank
Address	PHOENIX, AZ 85016

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2048

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Shelby County
Municipality	Chelsea City
Unified School District	Shelby County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$846.00 (-3.86%) Homeowner's exemption
2025	$880.00 (+7.58%)	$20,000 (+2.35%)	$199,900 (+2.3%) Land $70,000 Building $129,900
2023	$818.00 (+11.9%) Homeowner's exemption	$19,540 (+11.28%)	$195,400 (+11.34%) Land $57,000 Building $138,400
2022	$731.00 Homeowner's exemption	$17,560	$175,500 Land $52,000 Building $123,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 23, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 61% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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