2448 E Encinas Ln, Phoenix, AZ 85040 Property Records

Maricopa County property record for 2448 E Encinas Ln, Phoenix, AZ 85040

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 912 sqft · built 1973
Lot Size	0.179 acres (7,810 sqft)
Owner	Individual Name on Record
Last Sale	$314,900 (Jun 2024)
Tax Bill	$410 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Feb 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`122-21-108-D`

Property Details

APN / Parcel Number

Primary APN	`122-21-108-D`
Alternative APNs	`12221108D2` `0112252811`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	912 sqft Living Area
1st Floor Area	912 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	7,810 sqft (0.179 acres)

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2448 E ENCINAS LN
City	PHOENIX
State	AZ
Zip	85040-1550
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	M-M
Legal Description	PEILA HOMES LOTS 39-79, 103-126 MCR 43/12
Legal Range	3E
Legal Township	1N
Legal Section	23
Legal Subdivision	PEILA HOMES LOTS 39-79, 103-126
Legal Lot Number	27
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	3
Census Block	3012
Census Tract	115200

Owner

Source: Maricopa County records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2520 E TAMARISK AVE, PHOENIX, AZ 85040-2654
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2026	Deed of Trust, Mortgage · FHA Mortgage BARRETT FINANCIAL GROUP LLC
Feb 5, 2024	Warranty Deed, Transfer · Commercial Mortgage LINDSAY VILLAS A RESIDENTIAL COMMUN
Feb 6, 2024	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 10, 2024 · Amount on Record
Deed Sale	Jun 10, 2024 · Amount on Record
Prior Sale	Feb 5, 2024 · Amount on Record
Deed Document Number	2024306958
Prior Transfer Date	Jul 29, 2008
Prior Transfer Doc	0000674806
Record Updated	Sep 20, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Recording Date	Aug 6, 2026
Property Address	2448 E ENCINAS LN, PHOENIX, AZ 85040-1550
Document Number	0000465050
Instrument Date	Aug 1, 2026
Instrument	2026465050
Transaction Type	Mortgage
Record Updated	Aug 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2448 E ENCINAS LN, PHOENIX, AZ 85040-1550

Mortgage

Document Number	0000465050,
Date	Aug 6, 2026
Instrument	2026465050

Lender

Name	BARRETT FINANCIAL GROUP LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.43%
Max Rate	-1%

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Feb 5, 2024
Property Address	2448 E ENCINAS LN, PHOENIX, AZ 85040-1550
Document Number	0000058706
Map Reference	MB 43 PG 12
Instrument Date	Feb 2, 2024
Instrument	20240058706
Transaction Type	Transfer
Record Updated	Mar 5, 2024
Title Company	PEOPLES TITLES INC, PIONEER TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1611 E FREMONT RD, PHOENIX, AZ 85042-5777

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2223 W PECOS RD STE 2, 2, CHANDLER, AZ 85224-4805
Investor	Possibly a Property Investor

Mortgage

Document Number	0000058707
Date	Feb 5, 2024
Instrument	20240058707

Lender

Name	LINDSAY VILLAS A RESIDENTIAL COMMUN
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Feb 6, 2024
Property Address	2448 E ENCINAS LN, PHOENIX, AZ 85040-1550
Document Number	0000060132
Map Reference	MB 43 PG 12
Instrument Date	Feb 2, 2024
Instrument	20240060132
Transaction Type	Transfer
Record Updated	Mar 5, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2223 W PECOS RD STE 2, 2, CHANDLER, AZ 85224-4805
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Secondary School District	Phoenix Union High School District (09 - 12)
Elementary School District	Roosevelt Elementary District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$21,586 (+610.07%)	$215,858 (+7.82%) Land $27,558 Building $188,300
2025	$410.00 (-5.31%)	$3,040 (-85.68%)	$200,200 (-5.7%) Land $25,600 Building $174,600
2024		$21,230 (+31.95%)	$212,300 (+31.95%) Land $27,100 Building $185,200
2023	$433.00 (+1.88%)	$16,090 Land $2,050 Building $14,040	$160,900 Land $20,500 Building $140,400
2022	$425.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	5 (1978–1980)
Most Recent Claim	Feb 1980 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.6% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 348 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 400
CenturyLink DSL · Fiber in parts of the area	140 / 20
AirFiber WISP Fixed Wireless	100 / 25
AT&T Fixed Wireless	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon.

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