2448 Clover Crest Dr, Cincinnati, OH 45239 Property Records

Hamilton County property record for 2448 Clover Crest Dr, Cincinnati, OH 45239

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,458 sqft · built 2006
Lot Size	0.461 acres (20,112 sqft)
Owner	2 Individual Names on Record
Tax Bill	$8,481 (2025)
Deeds & Mortgages	Oct 2021 Line of Credit Aug 2021 Mortgage + 1 more
Flood Zone	Zone A (high risk)
APN	`510-0072-0439-00`

Property Details

APN / Parcel Number

Primary APN	`510-0072-0439-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,458 sqft Living Area
1st Floor Area	1,529 sqft
2nd Floor Area	1,929 sqft
Basement Area	1,529 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	20,112 sqft (0.461 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	111 sqft
Patio Area	464 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	2448 CLOVER CREST DR
City	CINCINNATI
State	OH
Zip	45239-4617
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NS CLOVERCREST DR0.4617 AC R1 T2 S1
Jurisdiction	HAMILTON OH
Township / Civil Division	COLERAIN
Census Block Group	2
Census Block	2000
Census Tract	20762

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2448 CLOVER CREST DR, CINCINNATI, OH 45239-4617
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2021	Deed of Trust, Mortgage · Line of Credit FIRST FINANCIAL BANK
Aug 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST FINANCIAL BANK
Jun 15, 2019	Deed of Trust, Mortgage · Line of Credit CINFED CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 31, 2018
Deed Sale	Aug 31, 2018
Prior Sale	Jan 26, 2012 · Amount on Record
Deed Document Number	12-128855
Deed Book / Page	12134 / 02176
Prior Transfer Date	Oct 5, 2012
Prior Transfer Doc	12-128855
Record Updated	Jun 8, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	2448 CLOVER CREST DR, CINCINNATI, OH 45239-4617
Transaction Type	Mortgage
Record Updated	Apr 10, 2026
Title Company	ACCURATE TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2448 CLOVER CREST DR, CINCINNATI, OH 45239-4617

Mortgage

Document Number	0000127723
Date	Oct 20, 2021
Book Page	14527/4585
Instrument	2021-0127723

Lender

Name	FIRST FINANCIAL BANK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Oct 4, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	2448 CLOVER CREST DR, CINCINNATI, OH 45239-4617
Transaction Type	Mortgage
Record Updated	Apr 10, 2026
Title Company	MATTINGLY-FORD TITLE SERVICES, MATTINGLY FORD TITLE SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000096242
Date	Aug 9, 2021
Book Page	14476/1602
Instrument	2021-0096242

Lender

Name	FIRST FINANCIAL BANK
Type	Bank
Address	CINCINNATI, OH 45246

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	2448 CLOVER CREST DR, CINCINNATI, OH 45239-4617
Document Number	0000049807
Instrument Date	Jun 15, 2019
Transaction Type	Mortgage
Record Updated	Oct 1, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2448 CLOVER CREST DR CINCINNATI OH 452394617, CINCINNATI, OH 45239-4617

Mortgage

Document Number	0000049807
Date	Jun 24, 2019
Book Page	013945/000403
Instrument	49807

Lender

Name	CINFED CU
Address	CINCINNATI, OH 45209

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jun 23, 2039

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Colerain Township
Unified School District	Northwest Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,481.00 (+7.89%)	$147,473 (-) Land $10,010 Building $137,463
2024	$7,861.00 (-0.61%)	$147,473 (-) Land $10,010 Building $137,463
2023	$7,909.00 (+12.07%)	$147,473 (+37.4%) Land $10,010 Building $137,463	$421,350 (+37.4%) Land $28,600 Building $392,750
2022	$7,057.00 Homeowner's exemption	$107,328 Land $16,520 Building $90,808
2020			$306,650 Land $47,200 Building $259,450

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	6 in force
Nearby Flood Claims	23 (1979–2026)
Claims Outside the SFHA	4 of 23
Most Recent Claim	Jul 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 71% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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