2448 Bay Lake Loop, Groveland, FL 34736 Property Records

Lake County property record for 2448 Bay Lake Loop, Groveland, FL 34736

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,101 sqft · built 1990
Lot Size	0.868 acres (37,799 sqft)
Owner	2 Individual Names on Record
Last Sale	$365,000 (May 2025)
Tax Bill	$2,578 (2024)
Deeds & Mortgages	Feb 2022 Mortgage Jul 2019 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`01-22-24-2600-007-00001`

Property Details

APN / Parcel Number

Primary APN	`01-22-24-2600-007-00001`
Alternative APNs	`242201260000700001` `3033981`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,101 sqft Living Area
Gross Area	2,469 sqft
1st Floor Area	1,909 sqft

Exterior

Year Built	Built 1990
Effective Year Built	Effective 2023
Exterior Material	Brick
Construction Type	Frame
Roof Material	Asphalt
Lot Area	37,799 sqft (0.868 acres)
Garage Type	Attached
Garage Area	368 sqft
Parking Spaces	1 Parking Space
Porch	Florida Room
Porch Area	276 sqft
Utility Building	1,058 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	3033981
Street Address	2448 BAY LAKE LOOP
City	GROVELAND
State	FL
Zip	34736-9176
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	GROVELAND FARMS 21-23-24 E 210 FT OF N 210 FT OF E 1/2 OF TRACT 7 PB 2 PGS 10-11 ORB 6521 PG 669
Legal Range	24E
Legal Township	22S
Legal Section	1
Legal Subdivision	GROVELAND FARMS
Legal Tract	7
Legal Block	7
Jurisdiction	LAKE FL
Township / Civil Division	GROVELAND-MASCOTTE
Census Block Group	1
Census Block	1057
Census Tract	31202

Owner

Source: Lake County records, as of March 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2448 BAY LAKE LOOP, GROVELAND, FL 34736-9176
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2022	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Jul 1, 2019	Deed of Trust, Mortgage · Line of Credit SUNTRUST BANK
Aug 10, 2017	Grant Deed
May 9, 2017	Warranty Deed, Transfer · VA Mortgage PRIME MORTGAGE LENDING INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 2, 2025 · Amount on Record
Deed Sale	May 2, 2025 · Amount on Record
Prior Sale	May 9, 2017 · Amount on Record
Deed Document Number	202554458
Deed Book / Page	6521 / 669
Prior Transfer Date	May 4, 2017
Prior Transfer Doc	0049851199
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	2448 BAY LAKE LOOP, GROVELAND, FL 34736-9176
Transaction Type	Mortgage
Record Updated	May 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2448 BAY LAKE LOOP, GROVELAND, FL 34736-9176

Mortgage

Document Number	0058882180
Date	Feb 2, 2022
Book Page	5888/2180
Instrument	2022015419

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jan 1, 2052

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	2448 BAY LAKE LOOP, GROVELAND, FL 34736-9176
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0053030868
Date	Jul 1, 2019
Book Page	5303/0868
Instrument	2019073693

Lender

Name	SUNTRUST BANK
Type	Bank
Address	ORLANDO, FL 32809

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2017: Grant Deed

Document Type	Grant Deed
Jurisdiction	LAKE FL
Recording Date	Aug 10, 2017
Property Address	2448 BAY LAKE LOOP, GROVELAND, FL 34736-9176
Document Number	0049851199
Book / Page	004985 / 001199
Instrument Date	May 4, 2017
Instrument	86388
Record Updated	Sep 6, 2017

Transaction

Amount	Amount Recorded
Tax	$1,225.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2448 BAY LAKE LOOP GROVELAND FL 347369176, GROVELAND, FL 34736-9176

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	May 9, 2017
Property Address	2448 BAY LAKE LOOP, GROVELAND, FL 34736-9176
Document Number	0049420515
Book / Page	4942 / 0515
Map Reference	MB 2 PG 10&11
Instrument Date	Apr 24, 2017
Instrument	2017050573
Transaction Type	Transfer
Record Updated	Jan 11, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,225.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2031 BAY CLOVER DR, 2031, WINTER GARDEN, FL 34787-8844

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2448 BAY LAKE LOOP, GROVELAND, FL 34736-9176

Mortgage

Document Number	2017050574
Date	May 9, 2017
Instrument	2017050574

Lender

Name	PRIME MORTGAGE LENDING INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$241,876 (+34.55%) Land $24,750 Building $217,126	$241,876 (-0.02%) Land $24,750 Building $217,126
2025		$179,770 (+5.98%) Land $24,750 Building $155,020	$241,929 (+3.36%) Land $24,750 Building $217,179
2024	$2,578.00 (+10.22%)
2023	$2,339.00 (+9.97%) Homeowner's exemption	$169,630 (+3%)	$234,073 (+0.02%) Land $24,750 Building $209,323
2022	$2,127.00 Homeowner's exemption	$164,690	$234,020 Land $24,750 Building $209,270

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 62 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	62 in force
Nearby Flood Claims	2 (2003)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Aug 2003 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 81% of the US · above 70% of Florida
Wildfire Likelihood	0.9% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Bay Lake Loop

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures