24475 N Watkinson Rd, Acampo, CA 95220 Property Records

San Joaquin County property record for 24475 N Watkinson Rd, Acampo, CA 95220

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,148 sqft · built 1988
Lot Size	4.9 acres (213,444 sqft)
Owner	2 Individual Names on Record
Last Sale	$850,000 (Sep 2023)
Tax Bill	$9,484 (2026)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Oct 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`021-044-230-000`

Property Details

APN / Parcel Number

Primary APN	`021-044-230-000`
Alternative APN	`021-044-23`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,148 sqft Living Area
1st Floor Area	2,148 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 2000
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	213,444 sqft (4.9 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	021-044-23
Street Address	24475 N WATKINSON RD
City	ACAMPO
State	CA
Zip	95220-9330
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AL5
Legal Description	SMALL FARMS IMPROVE LOT 13
Legal Subdivision	SMALL FARMS IMPROV DIVISI
Legal Block	3
Legal Lot Number	13
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	LOCKEFORD
Census Block Group	3
Census Block	3027
Census Tract	4703

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	24475 N WATKINSON RD, ACAMPO, CA 95220-9330
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2023	Grant Deed, Transfer · Conventional Mortgage US BANK NA
Oct 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 26, 2020	Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SAVINGS BANK
Aug 17, 2018	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Aug 10, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF THE WEST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 13, 2023 · Amount on Record
Deed Sale	Sep 13, 2023 · Amount on Record
Prior Sale	Dec 13, 2012 · Amount on Record
Deed Document Number	202372493
Record Updated	Oct 29, 2026

September 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Sep 13, 2023
Property Address	24475 N WATKINSON RD, ACAMPO, CA 95220-9330
Document Number	0000072493
Map Reference	VOL 6 PG 48
Instrument Date	Sep 8, 2023
Instrument	2023-072493
Transaction Type	Transfer
Record Updated	Sep 25, 2023
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	24475 N WATKINSON RD, ACAMPO, CA 95220-9330

Mortgage

Document Number	0000072494
Date	Sep 13, 2023
Instrument	2023-072494

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	24475 N WATKINSON RD, ACAMPO, CA 95220-9330
Transaction Type	Mortgage
Record Updated	Nov 5, 2021
Title Company	TITLE CONNECTION, TITLE CONNECT INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24475 N WATKINSON RD, ACAMPO, CA 95220-9330

Mortgage

Document Number	0000179185
Date	Oct 26, 2021
Instrument	2021-179185

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	24475 N WATKINSON RD, ACAMPO, CA 95220-9330
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOLIDIFI TITLE COMPANY OF CA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000038148
Date	Mar 26, 2020
Instrument	2020-038148

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank
Address	CHICAGO, IL 60607

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	24475 N WATKINSON RD, ACAMPO, CA 95220-9330
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000091493
Date	Aug 17, 2018
Instrument	2018-091493

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Lending Institution
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Jul 27, 2048

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	24475 N WATKINSON RD, ACAMPO, CA 95220-9330
Document Number	0000096740
Instrument Date	Aug 10, 2017
Transaction Type	Mortgage
Record Updated	Oct 9, 2017
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	24475 N WATKINSON RD ACAMPO CA 952209330, ACAMPO, CA 95220-9330

Mortgage

Document Number	0000096740
Date	Aug 23, 2017
Instrument	96740

Lender

Name	BANK OF THE WEST
Type	Bank
Address	LODI, CA 95240

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 22, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Unified School District	Lodi Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,484.00 (+0.32%)
2025	$9,454.00 (+202.92%)	$867,000 (+201.45%) Land $433,500 Building $433,500
2023	$3,121.00 (+2.29%) Homeowner's exemption	$287,609 Land $147,947 Building $139,662	$746,640
2022	$3,051.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · lower than 62% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Softcom Internet Communications Fixed Wireless	400 / 50
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Ayera Technologies, T-Mobile.

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