Clay County property record for 2447 Watermill Dr, Orange Park, FL 32073
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,591 sqft · built 2003 |
| Lot Size | 0.208 acres (9,062 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $269,900 (Aug 2020) |
| Tax Bill | $324 (2023) |
| Deeds & Mortgages | Jan 2023 Second Mortgage Aug 2020 Sale & Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 02-04-25-007862-006-01 |
| Primary APN | 02-04-25-007862-006-01 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,591 sqft Heated Area |
| Gross Area | 3,325 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Exterior Material | Stucco |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 9,062 sqft (0.208 acres) |
| Garage Area | 420 sqft |
| Porch | Porch |
|---|---|
| Porch Area | 272 sqft |
| Patio Area | 42 sqft |
| Fence | Fence |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 2447 WATERMILL DR |
|---|---|
| City | ORANGE PARK |
| State | FL |
| Zip | 32073-1636 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RE |
| Legal Description | LOT 1 SPENCER ISLAND AS REC OR 4340 PG 1330 |
| Legal Range | 25 |
| Legal Township | 04 |
| Legal Section | 02 |
| Legal Subdivision | SPENCER ISLAND |
| Legal Lot Number | 1 |
| Jurisdiction | CLAY FL |
| Township / Civil Division | MIDDLEBURG-CLAY HILL |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 30206 |
Source: Clay County records, as of December 18, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 2447 WATERMILL DR, ORANGE PARK, FL 32073-1636 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 6, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK |
| Aug 12, 2020 | Warranty Deed, Transfer · VA Mortgage USAA FSB |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 12, 2020 · Amount on Record |
| Deed Sale | Aug 12, 2020 · Amount on Record |
| Prior Sale | Sep 8, 2016 · Amount on Record |
| Deed Document Number | 2020040954 |
| Deed Book / Page | 4340 / 1330 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 2447 WATERMILL DR, ORANGE PARK, FL 32073-1636 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2023 |
| Name | Verified Name |
|---|---|
| Address | 2447 WATERMILL DR, ORANGE PARK, FL 32073-1636 |
| Document Number | 0046800520 |
|---|---|
| Date | Jan 6, 2023 |
| Book Page | 4680/520 |
| Instrument | 2023000772 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Address | GREENWOOD, DE 19950 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 9, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Aug 12, 2020 |
| Property Address | 2447 WATERMILL DR, ORANGE PARK, FL 32073-1636 |
| Document Number | 0043401330 |
| Book / Page | 4340 / 1330 |
| Map Reference | MB 37 PG 60-65 |
| Instrument Date | Aug 7, 2020 |
| Instrument | 2020040954 |
| Transaction Type | Transfer |
| Record Updated | Feb 21, 2022 |
| Title Company | WATSON TTL SVCS OF NORTH FL |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,889.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 19 BILLINGSLEY DR, 19, PENSACOLA, FL 32508-1029 |
| Name | Verified Name |
|---|---|
| Address | 2447 WATERMILL DR, ORANGE PARK, FL 32073-1636 |
| Document Number | 0043401333 |
|---|---|
| Date | Aug 12, 2020 |
| Instrument | 4340/1333 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2050 |
Source: Clay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | Disabled Person's exemption Veteran's exemption | $218,559 (+5.99%) | $316,558 (+1.42%) Land $45,000 Building $271,558 |
| 2023 | $324.00 (+54.29%) Disabled Person's exemption Veteran's exemption | $206,214 (+3%) | $312,113 (+11.41%) Land $45,000 Building $267,113 |
| 2022 | $210.00 Disabled Person's exemption Veteran's exemption | $200,208 | $280,157 Land $40,000 Building $240,157 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ORANGE PARK GRID private · serves 127,904 people · EPA ID FL2100741 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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