2447 Ranchito Dr, Concord, CA 94520 Property Records

Contra Costa County property record for 2447 Ranchito Dr, Concord, CA 94520

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,168 sqft · built 1954
Lot Size	0.298 acres (13,000 sqft)
Owner	2 Individual Names on File
Last Sale	$212,000 (Jan 2012)
Tax Bill	$3,952 (2025)
Deeds & Mortgages	Aug 2017 Line of Credit Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`110-431-004-8`

Property Details

APN / Parcel Number

Primary APN	`110-431-004-8`
Alternative APN	`110-431-004`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,168 sqft Living Area
1st Floor Area	1,168 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Lot Area	13,000 sqft (0.298 acres)
Garage Type	Attached
Garage Area	399 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	2447 RANCHITO DR
City	CONCORD
State	CA
Zip	94520-1412
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R75
Legal Description	DE LUGACH PROPERTY POR LOT 43
Legal Subdivision	MONTE DEL DIABLO RHO
Legal Lot Number	43
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	1
Census Block	1005
Census Tract	329000

Owner

Source: Contra Costa County assessment roll, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2447 RANCHITO DR, CONCORD, CA 94520-1412
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2017	Deed of Trust, Mortgage · Line of Credit CAPITAL ONE NA
Feb 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage WATERMARK CAPITAL INC
Sep 22, 2021	Deed of Trust, Mortgage · Line of Credit BETHPAGE FCU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 31, 2012 · Amount on Record
Deed Sale	Jan 31, 2012 · Amount on Record
Prior Sale	May 16, 2011 · Amount on Record
Deed Document Number	201221835
Prior Transfer Date	Mar 24, 2004
Prior Transfer Doc	0000115527
Record Updated	Sep 20, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	2447 RANCHITO DR, CONCORD, CA 94520-1412
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	NATIONWIDE TITLE CLEANNG

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000155823
Date	Aug 28, 2017
Instrument	2017-155823

Lender

Name	CAPITAL ONE NA
Type	Bank
Address	PLANO, TX 75024

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 21, 2047

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	2447 RANCHITO DR, CONCORD, CA 94520-1412
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	FIDELITY NATL TTL ORANGE CNT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2447 RANCHITO DR, CONCORD, CA 94520-1412

Mortgage

Document Number	0000049702
Date	Feb 18, 2021
Instrument	2021-049702

Lender

Name	WATERMARK CAPITAL INC
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Mar 1, 2041

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	2447 RANCHITO DR, CONCORD, CA 94520-1412
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2447 RANCHITO DR, CONCORD, CA 94520-1412

Mortgage

Document Number	0000262991
Date	Sep 22, 2021
Instrument	2021-262991

Lender

Name	BETHPAGE FCU
Type	Credit Union
Address	BETHPAGE, NY 11714

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Aug 28, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Concord City
Unified School District	Mount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$271,592 (+2%) Land $228,041 Building $43,551
2025	$3,952.00 (+5.39%)	$266,268 (+4.04%) Land $223,570 Building $42,698
2023	$3,750.00 (+1.82%)	$255,931 Land $214,890 Building $41,041
2022	$3,683.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 1998 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONTRA COSTA WATER DISTRICT serves 210,500 people · EPA ID CA0710003
Water Source	Surface water
Last State Inspection	Jan 2022
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 423 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Radiate Holdings Cable	1,500 / 50
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile USA.

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