2447 Hadley Rd, Lapeer, MI 48446 Property Records

Lapeer County property record for 2447 Hadley Rd, Lapeer, MI 48446

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,453 sqft · built 2001
Lot Size	7 acres (304,920 sqft)
Owner	2 Individual Names on File
Last Sale	$385,000 (Nov 2017)
Tax Bill	$6,017 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Jun 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`008-028-032-00`

Property Details

APN / Parcel Number

Primary APN	`008-028-032-00`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,453 sqft Living Area
1st Floor Area	2,429 sqft
Basement Area	2,429 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Lot Area	304,920 sqft (7 acres)
Garage Area	728 sqft
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2447 HADLEY RD
City	LAPEER
State	MI
Zip	48446-9789
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	SEC 28 T7N R9E PART OF PARCEL B DES AS COM N 01-49-09 W 391.56 FT FROM S 1/4 POST OF SEC 28 TO POB; TH CONT N 0-49-09 W
Legal Range	09E
Legal Township	07N
Legal Section	28
Legal Subdivision	LAND DIVISION
Jurisdiction	LAPEER MI
Township / Civil Division	ELBA
Census Block Group	3
Census Block	3004
Census Tract	336000

Owner

2447 Hadley Rd is owned and occupied by two individuals who bought it in November 2017.

Source: Lapeer County records, as of September 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2447 HADLEY RD, LAPEER, MI 48446-9789
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2026	Deed of Trust, Mortgage · Line of Credit CHOICEONE BANK
Jun 8, 2023	Deed of Trust, Mortgage · Line of Credit THE STATE BANK
Nov 22, 2017	Warranty Deed, Transfer
Feb 10, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 22, 2017 · Amount on File
Deed Sale	Nov 22, 2017 · Amount on File
Prior Sale	Sep 19, 1995 · Amount on File
Deed Book / Page	2931 / 990
Prior Transfer Date	Jul 21, 2016
Prior Transfer Doc	0028770234
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Recording Date	Jun 17, 2026
Property Address	2447 HADLEY RD, LAPEER, MI 48446-9789
Document Number	3526000174
Book / Page	3526 / 174
Instrument Date	Jun 12, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2447 HADLEY RD, LAPEER, MI 48446-9789

Mortgage

Document Number	3526000174,
Date	Jun 17, 2026
Book Page	3526/174

Lender

Name	CHOICEONE BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Jul 1, 2036

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	2447 HADLEY RD, LAPEER, MI 48446-9789
Transaction Type	Mortgage
Record Updated	Jul 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2447 HADLEY RD, LAPEER, MI 48446-9789

Mortgage

Document Number	0033530321
Date	Jun 8, 2023
Book Page	3353/321

Lender

Name	THE STATE BANK
Type	Bank
Address	FENTON, MI 48430

Agreement

Type	Line of Credit
Amount	Amount on Record

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAPEER MI
Recording Date	Nov 22, 2017
Property Address	2447 HADLEY RD, LAPEER, MI 48446-9789
Document Number	0029310990
Book / Page	2931 / 990
Instrument Date	Oct 11, 2017
Transaction Type	Transfer
Record Updated	Jul 5, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1647 W GENESEE ST, LAPEER, MI 48446-1831

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAPEER MI
Recording Date	Feb 10, 2017
Property Address	2447 HADLEY RD, LAPEER, MI 48446-9789
Document Number	0028770234
Book / Page	002877 / 000234
Instrument Date	Jul 21, 2016
Transaction Type	Transfer
Record Updated	Jul 18, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2447 HADLEY RD LAPEER MI 484469789, LAPEER, MI 48446-9789

Tax Assessment & Valuation

The 2025 property tax bill for 2447 Hadley Rd was $6,017 with a homeowner's exemption, up 3.9% from the year before.

Source: Lapeer County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Lapeer County
County Subdivision	Elba Township
Unified School District	Lapeer Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$362,600 (+3.78%)	$725,200 (+3.78%)
2025	$6,017.00 (+3.9%) Homeowner's exemption	$349,400	$698,800
2024	$5,791.00
2023		$326,100	$652,200
2022	$5,229.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2447 Hadley Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2447 Hadley Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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