24465 Spring Creek Rd, Mendon, MI 49072 Property Records

St. Joseph County property record for 24465 Spring Creek Rd, Mendon, MI 49072

Property Summary

Property Type	Residential Vacant Land
Details	2 ba · 2,912 sqft
Lot Size	0.48 acres (20,909 sqft)
Owner	Company Name on Record
Last Sale	$95,000 (Jun 2010)
Tax Bill	$35 (2025)
Deeds & Mortgages	Apr 2018 Mortgage Sep 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`012-016-004-20`

Property Details

APN / Parcel Number

Primary APN	`012-016-004-20`

Interior

Full Baths	2 Baths
Building Area	2,912 sqft Building Perimeter
1st Floor Area	1,888 sqft
Basement Area	1,488 sqft
Unfinished Basement	1,488 sqft

Exterior

Lot Area	20,909 sqft (0.48 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	24465 SPRING CREEK RD
City	MENDON
State	MI
Zip	49072-9526
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	N 113 FT OF E 164 FT NW 1/4 SEC 16 T6S R10W.
Legal Range	10W
Legal Township	06S
Legal Section	16
Jurisdiction	ST JOSEPH MI
Township / Civil Division	NOTTAWA
Census Block Group	2
Census Block	2000
Census Tract	41301

Owner

Source: St. Joseph County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	24465 SPRING CREEK RD, MENDON, MI 49072-9526
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2018	Deed of Trust, Mortgage · Commercial Mortgage STURGIS BANK & TRUST CO
Sep 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage OAK MORTGAGE LLC
Mar 4, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 8, 2010 · Amount on Record
Deed Sale	Jun 8, 2010 · Amount on Record
Prior Sale	Apr 11, 2008 · Amount on Record
Deed Book / Page	1576 / 589
Record Updated	Sep 20, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Property Address	24465 SPRING CREEK RD, MENDON, MI 49072-9526
Transaction Type	Mortgage
Record Updated	Jan 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01911/0795
Date	Apr 19, 2018
Book Page	1911/0795

Lender

Name	STURGIS BANK & TRUST CO
Type	Bank
Address	STURGIS, MI 49091

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Property Address	24465 SPRING CREEK RD, MENDON, MI 49072-9526
Transaction Type	Mortgage
Record Updated	Mar 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24465 SPRING CREEK RD, MENDON, MI 49072-9526

Mortgage

Document Number	2021009129
Date	Sep 9, 2021
Instrument	2021009129

Lender

Name	OAK MORTGAGE LLC
Type	Mortgage Company
Address	STURGIS, MI 49091

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.12%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2031
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	5.12%
Index	Other
Max Rate	9.12%

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST JOSEPH MI
Recording Date	Mar 4, 2021
Property Address	24465 SPRING CREEK RD, MENDON, MI 49072-9526
Document Number	2021002138
Instrument Date	Nov 30, 2020
Instrument	2021002138
Transaction Type	Transfer
Record Updated	Jun 16, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	24465 SPRING CREEK RD, MENDON, MI 49072-9526

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of August 11, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	St. Joseph County
County Subdivision	Nottawa Township
Unified School District	Mendon Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$8,700 (+42.62%)	$17,400 (+42.62%)
2025	$35.00 (-98.59%) Homeowner's exemption	$6,100 Land $6,100	$12,200 Land $12,200
2024	$2,487.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midwest Energy & Communications Fiber	1,000 / 1,000
Mercury Fiber Fixed Wireless	150 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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