2446 W Ainslie St, Chicago, IL 60625 Property Records

Cook County property record for 2446 W Ainslie St, Chicago, IL 60625

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,845 sqft · built 2014
Lot Size	0.092 acres (4,006 sqft)
Owner	Individual Name on File
Last Sale	$1,140,000 (Sep 2015)
Tax Bill	$19,766 (2023)
Deeds & Mortgages	Mar 2024 Line of Credit Dec 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-12-415-057`

Property Details

APN / Parcel Number

Primary APN	`13-12-415-057`
Alternative APN	`13-12-415-057-0000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,845 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2016
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	4,006 sqft (0.092 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	2446 W AINSLIE ST
City	CHICAGO
State	IL
Zip	60625-2641
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-3
Legal Subdivision	CHARLES TOELLES ADDITION
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	4
Census Block	4016
Census Tract	40201

Owner

2446 W Ainslie St is owned and occupied by an individual who bought it in September 2015.

Source: Cook County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	2446 W AINSLIE ST, CHICAGO, IL 60625-2641
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2024	Deed of Trust, Mortgage · Line of Credit FIRST AMERICAN BANK
Dec 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST AMERICAN BANK
Dec 29, 2021	Deed of Trust, Mortgage · Line of Credit HARBOR COMMUNITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 22, 2015 · Amount on File
Deed Sale	Sep 22, 2015 · Amount on File
Deed Document Number	201541014
Record Updated	Sep 20, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	2446 W AINSLIE ST, CHICAGO, IL 60625-2641
Transaction Type	Mortgage
Record Updated	Mar 21, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007224745
Date	Mar 12, 2024
Instrument	2407224745

Lender

Name	FIRST AMERICAN BANK
Type	Bank
Address	HAMPSHIRE, IL 60140

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	119 Months
Due	Feb 1, 2034

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	2446 W AINSLIE ST, CHICAGO, IL 60625-2641
Transaction Type	Mortgage
Record Updated	Jan 11, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0036318118
Date	Dec 29, 2021
Instrument	2136318118

Lender

Name	FIRST AMERICAN BANK
Type	Bank
Address	HAMPSHIRE, IL 60140

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jan 1, 2037

Interest

Rate Type	Fixed Rate
Rate	2.75%

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	2446 W AINSLIE ST, CHICAGO, IL 60625-2641
Transaction Type	Mortgage
Record Updated	Jan 11, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0036318119
Date	Dec 29, 2021
Instrument	2136318119

Lender

Name	HARBOR COMMUNITY BANK
Type	Bank
Address	HAMPSHIRE, IL 60140

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	121 Months
Due	Jan 1, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$127,000 Land $14,221 Building $112,779	$1,270,000 Land $142,210 Building $1,127,790
2023	$19,766.00 (+2.7%)
2022	$19,247.00 Homeowner's exemption	$96,999 Land $9,614 Building $87,385	$969,990 Land $96,140 Building $873,850

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2446 W Ainslie St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 2446 W Ainslie St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,076 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Astound Broadband, Google Fiber, Verizon, Zentro.

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