Merced County property record for 2446 Valdes Dr, Merced, CA 95340
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,282 sqft · built 2020 |
| Lot Size | 0.143 acres (6,215 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $346,500 (Dec 2020) |
| Tax Bill | $7,164 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Dec 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 008-500-006-000 |
| Primary APN | 008-500-006-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,282 sqft Living Area |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Construction Type | Wood |
| Lot Area | 6,215 sqft (0.143 acres) |
| Garage Type | Attached |
| Garage Area | 546 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 98 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 008-500-006 |
|---|---|
| Street Address | 2446 VALDES DR |
| City | MERCED |
| State | CA |
| Zip | 95340-5308 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 442 MORAGA OF MERCED UNIT NO. 2 SEC 16/7/14 |
| Legal Subdivision | 5370 MORAGA/MERCED |
| Legal Lot Number | 442 |
| Jurisdiction | MERCED CA |
| Township / Civil Division | MERCED |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 2602 |
Source: Merced County records, as of August 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2446 VALDES DR, MERCED, CA 95340-5308 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jun 22, 2026 | Deed of Trust, Mortgage · FHA Mortgage DO NO USE, CARRINGTON MORTGAGE SERVICES |
| Dec 8, 2023 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Dec 11, 2020 | Grant Deed, Subdivision Related Transfer · FHA Mortgage GUILD MORTGAGE CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 11, 2020 · Amount on Record |
| Deed Sale | Dec 11, 2020 · Amount on Record |
| Deed Document Number | 202047745 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Jun 22, 2026 |
| Property Address | 2446 VALDES DR, MERCED, CA 95340-5308 |
| Document Number | 0000016676 |
| Instrument Date | Apr 22, 2026 |
| Instrument | 202616676 |
| Transaction Type | Mortgage |
| Record Updated | Jul 22, 2026 |
| Title Company | DO NO USE, CARRINGTON MORTGAGE SERVICES |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 2446 VALDES DR, MERCED, CA 95340-5308 |
| Document Number | 0000016676, |
|---|---|
| Date | Jun 22, 2026 |
| Instrument | 202616676 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 295 Months |
| Due | Jan 1, 2051 |
| Rate | 6.38% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCED CA |
| Property Address | 2446 VALDES DR, MERCED, CA 95340-5308 |
| Transaction Type | Mortgage |
| Record Updated | Jan 8, 2024 |
| Name | Verified Name |
|---|---|
| Address | 2446 VALDES DR, MERCED, CA 95340-5308 |
| Document Number | 0000030876 |
|---|---|
| Date | Dec 8, 2023 |
| Instrument | 2023030876 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 325 Months |
| Due | Jan 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Dec 11, 2020 |
| Property Address | 2446 VALDES DR, MERCED, CA 95340-5308 |
| Document Number | 0000047745 |
| Map Reference | MB 82 PG 13-20 |
| Instrument Date | Nov 1, 2020 |
| Instrument | 2020047745 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jul 27, 2021 |
| Title Company | CALATLANTIC TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 2446 VALDES DRIVE, MERCED, CA 95340-5308 |
| Document Number | 0000047746 |
|---|---|
| Date | Dec 11, 2020 |
| Instrument | 2020047746 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Number | 0000047747 |
|---|---|
| Date | Dec 11, 2020 |
| Instrument | 2020047747 |
| Name | GOLDEN STATE FINANCE AUTHORITY |
|---|---|
| Type | Government Agency |
| Address | SACRAMENTO, CA 95814 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Merced County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Merced County |
| Municipality | Merced City |
| Elementary School District | Merced City Elementary School District (KG - 08) |
| Secondary School District | Merced Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $382,562 (+2%) Land $93,846 Building $288,716 | |
| 2025 | $7,164.00 (+4.89%) Homeowner's exemption | $375,061 (+4.04%) Land $92,006 Building $283,055 |
| 2023 | $6,830.00 (+1.93%) Homeowner's exemption | $360,498 Land $88,434 Building $272,064 |
| 2022 | $6,701.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 81% of California |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MERCED serves 96,073 people · EPA ID CA2410009 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 620 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures