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2446 Stearns Rd, Lawtons, NY 14091 Property Records

Erie County and North Collins Town property record for 2446 Stearns Rd, Lawtons, NY 14091 · Last verified May 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,706 sqft · built 2001
Lot Size5 acres (217,800 sqft)
Owner2 Individual Names on File
Last Sale$122,000 (Aug 2013)
Tax Bill$5,046 (2025)
Deeds & MortgagesMar 2022 Line of Credit
Mar 2022 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN005-0055000

Property Details

APN / Parcel Number

Primary APN005-0055000
Alternative APNs
  • 1458892860000007014200
  • 145889 286.00-7-14.21

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,706 sqft Living Area
1st Floor Area1,018 sqft
2nd Floor Area688 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Lot Area217,800 sqft (5 acres)
Lot Dimensions475 ft deep x 383 ft wide
Garage TypeAttached
Garage Area480 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Pole BarnPole Barn

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerSeptic
Water SourceWell

Location & Zoning

Account Number005-0055000
Street Address2446 STEARNS RD
CityLAWTONS
StateNY
Zip14091-9739
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionHOLLAND LAND COMPANYS SURVEY
Legal Block7
Legal Lot Number14.210
JurisdictionERIE NY
Township / Civil DivisionNORTH COLLINS
Census Block Group2
Census Block2023
Census Tract15700

Owner

Source: Erie County and North Collins Town records · APN 005-0055000

Assessment roll updated May 19, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2446 STEARNS RD, LAWTONS, NY 14091-9739
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 28, 2022Deed of Trust, Mortgage · Line of Credit
COMMUNITY BANK NA
Mar 28, 2022Deed of Trust, Mortgage · Conventional Mortgage
COMMUNITY BANK NA
Feb 27, 2017Deed of Trust, Mortgage · Conventional Mortgage
COMMUNITY BANK NA
Jan 07, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY
Feb 21, 2017Loan Modification, Mortgage · Conventional Mortgage
COMMUNITY BK NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 13, 2013 · Amount on Record
Deed SaleAug 13, 2013 · Amount on Record
Deed Document Number2013185491
Deed Book / Page11251 / 3345
Last Transfer DateJan 03, 2020
Transfer Doc0113551821
Record UpdatedJun 08, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionERIE NY
Property Address2446 STEARNS RD, LAWTONS, NY 14091-9739
Transaction TypeMortgage
Record UpdatedMay 17, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address2446 STEARNS RD, LAWTONS, NY 14091-9739

Mortgage

Document Number0140462716
DateMar 28, 2022
Book Page14046/2716
Instrument2022062387
Lender
NameCOMMUNITY BANK NA
TypeBank
AddressOLEAN, NY 14760
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMar 01, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionERIE NY
Property Address2446 STEARNS RD, LAWTONS, NY 14091-9739
Transaction TypeMortgage
Record UpdatedMay 17, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address2446 STEARNS RD, LAWTONS, NY 14091-9739

Mortgage

Document Number0140462704
DateMar 28, 2022
Book Page14046/2704
Instrument2022062386
Lender
NameCOMMUNITY BANK NA
TypeBank
AddressOLEAN, NY 14760
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueMar 01, 2037

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionERIE NY
Property Address2446 STEARNS RD, LAWTONS, NY 14091-9739
Transaction TypeMortgage
Record UpdatedApr 09, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0138026971
DateFeb 27, 2017
Book Page13802/6971
Instrument2017040540
Lender
NameCOMMUNITY BANK NA
TypeBank
AddressOLEAN, NY 14760
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueMar 01, 2037

January 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionERIE NY
Recording DateJan 07, 2020
Property Address2446 STEARNS RD, LAWTONS, NY 14091-9739
Document Number0113551821
Book / Page011355 / 001821
Instrument DateJan 03, 2020
Transaction TypeTransfer
Record UpdatedMar 12, 2021
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2446 STEARNS RD LAWTONS NY 140919739, LAWTONS, NY 14091-9739

February 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionERIE NY
Property Address2446 STEARNS RD, LAWTONS, NY 14091-9739
Document Number0113098224
Instrument DateFeb 21, 2017
Transaction TypeMortgage
Record UpdatedMar 12, 2021
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address2446 STEARNS RD LAWTONS NY 140919739, LAWTONS, NY 14091-9739

Mortgage

Document Number0113098224
DateFeb 27, 2017
Book Page011309/008224
Lender
NameCOMMUNITY BK NA
AddressOLEAN, NY 14760
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueFeb 26, 2037

Tax Assessment & Valuation

Source: Erie County and North Collins Town records · Assessment roll updated May 19, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateNew York
CountyErie County
County SubdivisionNorth Collins Town
Unified School DistrictNorth Collins Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,046.00 (+0.94%)$128,000 (-) Land $13,400 Building $114,600$261,200 (+6.09%) Land $27,344 Building $233,856
2024$4,999.00 Homeowner's exemption$128,000 (-) Land $13,400 Building $114,600$246,200 (+7.7%) Land $25,774 Building $220,426
2023Homeowner's exemption$128,000 (-) Land $13,400 Building $114,600$228,600 (+5.39%) Land $23,932 Building $204,668
2022$128,000 Land $13,400 Building $114,600$216,900 Land $22,707 Building $194,193
2021$1,955.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Erie County (36029C), updated November 20, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 55% of New York
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 9 locations within about half a mile of this property, a small sample

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Verizon, T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

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