2446 Smith Rd, Hamilton, OH 45013 Property Records

Butler County property record for 2446 Smith Rd, Hamilton, OH 45013

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,452 sqft · built 2022
Lot Size	4.3 acres (187,482 sqft)
Owner	2 Individual Names on Record
Tax Bill	$6,484 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Feb 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`K4610-014.000-081`

Property Details

APN / Parcel Number

Primary APN	`K4610-014.000-081`
Alternative APNs	`154240` `155674`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,452 sqft Living Area
Gross Area	1,668 sqft
1st Floor Area	834 sqft

Exterior

Year Built	Built 2022
Architectural Style	Modern
Exterior Material	Combination
Lot Area	187,482 sqft (4.3 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	2446 SMITH RD
City	HAMILTON
State	OH
Zip	45013-8509
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2 3 14 N PT E 1/2
Jurisdiction	BUTLER OH
Township / Civil Division	ROSS
Census Block Group	3
Census Block	3026
Census Tract	10800

Owner

Source: Butler County records, as of March 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2446 SMITH RD, HAMILTON, OH 45013-8509
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2022	Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SAVINGS BANK
Feb 16, 2023	Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 10, 2020
Deed Sale	Jul 10, 2020
Record Updated	Jun 8, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTLER OH
Property Address	2446 SMITH RD, HAMILTON, OH 45013-8509
Transaction Type	Mortgage
Record Updated	Jun 13, 2023
Title Company	PROMINENT TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017174
Date	Apr 12, 2022
Book Page	9835/578
Instrument	2022-00017174

Lender

Name	GUARDIAN SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45239

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

February 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	BUTLER OH
Recording Date	Feb 16, 2023
Property Address	2446 SMITH RD, HAMILTON, OH 45013-8509
Document Number	0000005054
Book / Page	9945 / 1321
Map Reference	MB 1733 PG 559
Instrument Date	Feb 16, 2023
Instrument	2023-00005054
Transaction Type	Transfer
Record Updated	Jun 13, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2360 SMITH RD, HAMILTON, OH 45013-8509

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Butler County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Butler County
County Subdivision	Ross Township
Unified School District	Ross Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,484.00 (+1.53%)	$161,800 (-) Land $30,230 Building $131,570	$462,270 (-) Land $86,360 Building $375,910
2023	$6,386.00 (+309.36%)	$161,800 (+375.74%) Land $30,230 Building $131,570	$462,270 (+375.83%) Land $86,360 Building $375,910
2022	$1,560.00	$34,010 Land $30,230 Building $3,780
2020			$97,150 Land $86,360 Building $10,790

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 24 policies
Nearby Flood Policies	24 in force
Nearby Flood Claims	19 (1990–2026)
Most Recent Claim	Mar 2026
Claims by Event	Flooding, May 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHWEST REGIONAL WATER DISTRICT public/private · serves 42,856 people · EPA ID OH0903912
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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