2446 Ridgeway Rd, Lugoff, SC 29078 Property Records

Kershaw County property record for 2446 Ridgeway Rd, Lugoff, SC 29078

Property Summary

Property Type	Single Family Home
Details	4,329 sqft
Lot Size	8.65 acres (377,230 sqft)
Owner	2 Individual Names on Record
Last Sale	$375,000 (Jul 2018)
Tax Bill	$1,872 (2025)
Deeds & Mortgages	Jul 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`265-00-00-007`

Property Details

APN / Parcel Number

Primary APN	`265-00-00-007`
Alternative APNs	`0265 00 00 0070` `1919`

Interior

Stories	2 Stories
Building Area	4,329 sqft Gross Area
Gross Area	2,061 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Exterior Material	Vinyl
Lot Area	377,230 sqft (8.65 acres)
Garage Type	Attached
Garage Area	529 sqft
Porch	Porch
Porch Area	834 sqft

Location & Zoning

Account Number	1919
Old Parcel Number	0265 00 00 0070
Street Address	2446 RIDGEWAY RD
City	LUGOFF
State	SC
Zip	29078-8971
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-2
Legal Description	399-320 272-291 175-119 IJ-2254 DELETED 265-00-00-076 & COMBINED W/THIS TY-2001
Jurisdiction	KERSHAW SC
Township / Civil Division	ELGIN
Census Block Group	3
Census Block	3016
Census Tract	970401

Owner

Source: Kershaw County records, as of November 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	2446 RIDGEWAY RD, LUGOFF, SC 29078-8971
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 9, 2018 · Amount on Record
Deed Sale	Jul 9, 2018 · Amount on Record
Deed Document Number	0003884269
Deed Book / Page	3884 / 269
Record Updated	Jun 8, 2026

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KERSHAW SC
Recording Date	Jul 9, 2018
Property Address	2446 RIDGEWAY RD, LUGOFF, SC 29078-8971
Document Number	0000005245
Book / Page	003884 / 000269
Instrument Date	Jul 9, 2018
Instrument	5245
Transaction Type	Transfer
Record Updated	Jul 24, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,387.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2446 RIDGEWAY RD LUGOFF SC 290788971, LUGOFF, SC 29078-8971

Mortgage

Document Number	5246
Date	Jul 9, 2018
Book Page	003884/000271
Instrument	5246

Lender

Name	MID CAROLINA CU
Type	Credit Union
Address	LUGOFF, SC 29078

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Jul 8, 2033

Tax Assessment & Valuation

Source: Kershaw County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Kershaw County
Unified School District	Kershaw County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,872.00 (+46.25%)	$311,200 (-0.06%) Land $26,000 Building $285,200	$386,800 (-0.05%)
2023	$1,280.00	$311,400 Land $26,000 Building $285,400	$387,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · above 54% of South Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TruVista Communications Fiber	5,000 / 5,000
AT&T DSL	100 / 20

May also be available: Spectrum.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Ridgeway Rd

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