2446 Phillips Ave, Berkley, MI 48072 Property Records

Oakland County property record for 2446 Phillips Ave, Berkley, MI 48072

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 946 sqft · built 1941
Lot Size0.149 acres (6,490 sqft)
OwnerIndividual Name on Record
Last Sale$97,000 (Nov 2012)
Tax Bill$3,162 (2025)
Deeds & MortgagesApr 2018 Line of Credit
Dec 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN04-25-18-327-007

Property Details

APN / Parcel Number

Primary APN04-25-18-327-007

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area946 sqft Living Area
1st Floor Area946 sqft
Basement Area796 sqft
Unfinished Basement796 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1941
Effective Year BuiltEffective 1941
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Foundation TypeNo Foundation
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area6,490 sqft (0.149 acres)
Lot Dimensions130 ft deep x 50 ft wide
Garage Area243 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area66 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address2446 PHILLIPS AVE
CityBERKLEY
StateMI
Zip48072-1057
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRI
Legal DescriptionT1N, R11E, SEC 18 GLEN FORD PARK NO. 1 LOT 518
Legal Range11E
Legal Township01N
Legal Section18
Legal SubdivisionFORD PARK
Legal Lot Number518
JurisdictionOAKLAND MI
Township / Civil DivisionBERKLEY
Census Block Group1
Census Block1002
Census Tract170300

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2446 PHILLIPS AVE, BERKLEY, MI 48072-1057
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 10, 2018Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA NA
Dec 2, 2019Deed of Trust, Mortgage · Conventional Mortgage
BANK OF AMERICA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 26, 2012 · Amount on Record
Deed SaleNov 26, 2012 · Amount on Record
Deed Document Number2012230
Deed Book / Page45006 / 295
Last Transfer DateNov 19, 2015
Transfer Doc0000234960
Record UpdatedSep 20, 2026

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address2446 PHILLIPS AVE, BERKLEY, MI 48072-1057
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000056523
DateApr 10, 2018
Book Page51707/00060
Instrument56523
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueApr 2, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address2446 PHILLIPS AVE, BERKLEY, MI 48072-1057
Document Number0000006204
Instrument DateDec 2, 2019
Transaction TypeMortgage
Record UpdatedFeb 13, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address2446 PHILLIPS AVE BERKLEY MI 480721057, BERKLEY, MI 48072-1057

Mortgage

Document Number0000006204
DateJan 9, 2020
Book Page053684/000111
Instrument6204
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 8, 2050

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
MunicipalityBerkley City
CountyOakland County
Unified School DistrictBerkley School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,162.00 (-2.86%) Homeowner's exemption$143,900 (+35.04%)$287,800 (+35.04%)
2024$3,255.00 (+41.64%)
2023$106,560$213,120
2021$2,298.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2014)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 2014 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBERKLEY
serves 14,970 people · EPA ID MI0000630
Water SourcePurchased surface water from SOUTHEASTERN OAKLAND CO W AUTH
Last State InspectionNov 2025
Lead9 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 663 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
WOW Internet, Cable & Phone
Cable
1,200 / 50
Verizon
Fixed Wireless
1,000 / 75
T-Mobile
Fixed Wireless
100 / 20

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