2446 Otto St, Springfield, OR 97477 Property Records

Lane County property record for 2446 Otto St, Springfield, OR 97477

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,783 sqft · built 1994
Lot Size	0.19 acres (8,272 sqft)
Owner	Individual Name on Record
Last Sale	$275,000 (Mar 2020)
Tax Bill	$5,117 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Apr 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`17-03-24-44-01300-000`

Property Details

APN / Parcel Number

Primary APN	`17-03-24-44-01300-000`
Alternative APNs	`1703244401300` `1503422`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,783 sqft Living Area
Gross Area	2,223 sqft
1st Floor Area	1,783 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1999
Exterior Material	Plywood
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,272 sqft (0.19 acres)
Garage Type	Attached
Garage Area	440 sqft
Driveway	Driveway
Driveway Area	432 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	1503422
Street Address	2446 OTTO ST
City	SPRINGFIELD
State	OR
Zip	97477-1786
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MD
Legal Description	TL 01300
Legal Range	03
Legal Township	17
Legal Section	24
Legal Subdivision	ATLEE PARK NORTH
Legal Lot Number	1300
Jurisdiction	LANE OR
Township / Civil Division	EUGENE-SPRINGFIELD
Census Block Group	1
Census Block	1017
Census Tract	2001

Owner

Source: Lane County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2446 OTTO ST, SPRINGFIELD, OR 97477-1786
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Apr 1, 2021	Deed of Trust, Mortgage · FHA Mortgage INTERCONTINENTAL CAPITAL GROUP INC
Nov 15, 2017	Deed of Trust, Mortgage · Commercial Mortgage BANNER BANK
Mar 31, 2020	Warranty Deed, Transfer · FHA Mortgage FLAGSTAR BANK FSB
Dec 2, 2019	Loan Modification, Mortgage BANNER BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 31, 2020 · Amount on Record
Deed Sale	Mar 31, 2020 · Amount on Record
Prior Sale	Aug 24, 2016 · Amount on Record
Deed Document Number	202015693
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	2446 OTTO ST, SPRINGFIELD, OR 97477-1786
Transaction Type	Mortgage
Record Updated	Sep 6, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2446 OTTO ST, SPRINGFIELD, OR 97477-1786

Mortgage

Document Number	0000056993
Date	Aug 31, 2021
Instrument	2021-056993

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	2446 OTTO ST, SPRINGFIELD, OR 97477-1786
Transaction Type	Mortgage
Record Updated	Apr 7, 2021
Title Company	EVERGREEN LAND TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000022915
Date	Apr 1, 2021
Instrument	2021-022915

Lender

Name	INTERCONTINENTAL CAPITAL GROUP INC
Type	Mortgage Company
Address	MELVILLE, NY 11747

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Feb 1, 2051

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	2446 OTTO ST, SPRINGFIELD, OR 97477-1786
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	EVERGREEN LAND TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000056535
Date	Nov 15, 2017
Instrument	2017-056535

Lender

Name	BANNER BANK
Type	Bank
Address	EUGENE, OR 97401

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	23 Months
Due	Oct 1, 2019

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANE OR
Recording Date	Mar 31, 2020
Property Address	2446 OTTO ST, SPRINGFIELD, OR 97477-1786
Document Number	0000015693
Map Reference	FILE 74 SL 165-167
Instrument Date	Mar 27, 2020
Instrument	2020-015693
Transaction Type	Transfer
Record Updated	Jul 19, 2021
Title Company	FNT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2446 OTTO ST, SPRINGFIELD, OR 97477-1786

Mortgage

Document Number	0000015694
Date	Mar 31, 2020
Instrument	2020-015694

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

December 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LANE OR
Property Address	2446 OTTO ST, SPRINGFIELD, OR 97477-1786
Document Number	0000056122
Instrument Date	Dec 2, 2019
Transaction Type	Mortgage
Record Updated	Dec 17, 2019
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	37385 JASPER LOWELL RD JASPER OR 974389758, JASPER, OR 97438-9758

Mortgage

Document Number	0000056122
Date	Dec 6, 2019
Instrument	56122

Lender

Name	BANNER BK
Type	Bank
Address	169 W 6TH AVE, EUGENE, OR 97401-2738

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Dec 5, 2020

Tax Assessment & Valuation

Source: Lane County assessment roll, as of November 10, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Lane County
Municipality	Springfield City
Unified School District	Springfield School District 19 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,117.00 (+6.16%)	$279,083 (+6.09%)	$437,773 (+3.12%) Land $114,987 Building $322,786
2023	$4,820.00 (+3.37%)	$263,064 (+3%)	$424,539 (+3.25%) Land $113,238 Building $311,301
2022	$4,663.00	$255,402	$411,192 Land $101,522 Building $309,670

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 52 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	52 in force
Nearby Flood Claims	6 (1995–2006)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Jan 2006 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, Landslides, And Mudslides, Jan 2006 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 98.7% of Oregon
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD UTILITY BOARD serves 62,100 people · EPA ID OR4100837
Water Source	Surface water
Last State Inspection	Sep 2021
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 421 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	3,000 / 3,000
Xfinity Cable	2,000 / 250
Alyrica Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hunter Communications, Ziply Fiber.

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