2446 N River Rd, Oregon, IL 61061 Property Records

Ogle County property record for 2446 N River Rd, Oregon, IL 61061

Property Summary

Property Type	Single Family Home
Details	2,696 sqft · built 1939
Lot Size	11.4 acres (497,891 sqft)
Owner	Individual Name on File
Last Sale	$404,000 (Aug 2023)
Tax Bill	$10,900 (2025)
Deeds & Mortgages	Aug 2023 Sale May 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-28-200-010`

Property Details

APN / Parcel Number

Primary APN	`09-28-200-010`

Interior

Stories	2 Stories
Building Area	2,696 sqft Living Area

Exterior

Year Built	Built 1939
Effective Year Built	Effective 1939
Lot Area	497,891 sqft (11.4 acres)

Location & Zoning

Street Address	2446 N RIVER RD
City	OREGON
State	IL
Zip	61061-9446
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	28-24-10 PT N2 SEC
Legal Range	11
Legal Township	25
Legal Section	22
Legal Subdivision	DEER RUN ESTATES A SUB
Legal Block	10
Legal Lot Number	10
Jurisdiction	OGLE IL
Township / Civil Division	ROCKVALE
Census Block Group	2
Census Block	2041
Census Tract	961302

Owner

2446 N River Rd is owned and occupied by an individual who bought it in August 2023.

Source: Ogle County records, as of May 19, 2026

Owner of Record	Individual Name on File
Mailing Address	2446 N RIVER RD, OREGON, IL 61061-9446
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2023	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
May 26, 2021	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 30, 2023 · Amount on File
Deed Sale	Aug 30, 2023 · Amount on File
Prior Sale	May 26, 2021 · Amount on File
Deed Document Number	20233863
Record Updated	Jun 8, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OGLE IL
Recording Date	Aug 30, 2023
Property Address	2446 N RIVER RD, OREGON, IL 61061-9446
Document Number	0000003863
Instrument Date	Aug 22, 2023
Instrument	202303863
Transaction Type	Transfer
Record Updated	Apr 28, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$606.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2446 N RIVER RD, OREGON, IL 61061-9446

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OGLE IL
Recording Date	May 26, 2021
Property Address	2446 N RIVER RD, OREGON, IL 61061-9446
Document Number	0000003853
Instrument Date	May 24, 2021
Instrument	202103853
Transaction Type	Transfer
Record Updated	Apr 28, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$615.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2446 N RIVER RD, OREGON, IL 61061-9446

Mortgage

Document Number	0000003854
Date	May 26, 2021
Instrument	202103854

Lender

Name	QUICKEN LOANS INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 2446 N River Rd was $10,900.

Source: Ogle County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Ogle County
County Subdivision	Rockvale Township
Unified School District	Oregon Community Unit School District 220 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,900.00	$144,530 Land $37,465 Building $107,065	$433,590 Land $112,395 Building $321,195
2023		$112,627 (+32.21%) Land $31,494 Building $81,133	$337,881 Land $94,482 Building $243,399
2022	$6,741.00	$85,186 Land $7,902 Building $77,284

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2446 N River Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 30, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2446 N River Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Rise Broadband Fixed Wireless	25 / 5

May also be available: AaroBand, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on N River Rd

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