2446 FM 852, Gilmer, TX 75644 Property Records

Upshur County property record for 2446 FM 852, Gilmer, TX 75644

Property Summary

Property Type	Rural Home
Details	1 ba · 11,712 sqft · built 1935
Lot Size	8.02 acres (349,569 sqft)
Owner	2 Individual Names on File
Last Sale	$160,000 (Jun 2018)
Tax Bill	$6,987 (2026)
Deeds & Mortgages	Jan 2025 Mortgage Feb 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`321U-S02-000-008`

Property Details

APN / Parcel Number

Primary APN	`321U-S02-000-008`
Alternative APN	`42416`

Interior

Full Baths	1 Bath
Building Area	11,712 sqft Living Area
1st Floor Area	3,258 sqft

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Exterior Material	Stone
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	349,569 sqft (8.02 acres)
Garage Type	Attached
Garage Area	728 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	321U-S02-000-008
Street Address	2446 FM 852
City	GILMER
State	TX
Zip	75644-5278
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	ABS A321 MILLER, JOHN D,TRACT 8, 8.025 ACRES & HOUSE
Legal Tract	8
Jurisdiction	UPSHUR TX
Township / Civil Division	GILMER
Census Block Group	1
Census Block	1042
Census Tract	950301

Owner

2446 FM 852, a rural home, is owned and occupied by two individuals who bought it in June 2018.

Source: Upshur County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	2446 FM 852, GILMER, TX 75644-5278
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2025	Vendor's Lien, Transfer GILMER NATIONAL BANK
Feb 6, 2017	Deed of Trust, Mortgage THE FIRST NATIONAL BANK OF GILMER
Jun 6, 2018	Warranty Deed, Transfer · Commercial Mortgage GILMER NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 6, 2018 · Amount on File
Deed Sale	Jun 6, 2018 · Amount on File
Prior Sale	Jun 20, 2014 · Amount on File
Deed Document Number	20183803
Prior Transfer Date	Jun 19, 2014
Prior Transfer Doc	001143/342
Record Updated	Oct 29, 2026

January 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	GREGG TX
Recording Date	Jan 31, 2025
Property Address	2446 FM 852, GILMER, TX 75644-5278
Document Number	0000001633
Map Reference	VOL 1130 PG 319
Instrument Date	Jan 30, 2025
Instrument	202501633
Transaction Type	Transfer
Record Updated	Oct 28, 2025
Title Company	SB TITLE COMPANY, US TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2446 FM 852, GILMER, TX 75644-5278

Mortgage

Date	Jan 31, 2025

Lender

Name	GILMER NATIONAL BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Amount	Amount on Record

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UPSHUR TX
Property Address	2446 FM 852, GILMER, TX 75644-5278
Transaction Type	Mortgage
Record Updated	Sep 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1291/207
Date	Feb 6, 2017
Book Page	1291/207
Instrument	201700731

Lender

Name	THE FIRST NATIONAL BANK OF GILMER
Type	Bank
Address	GILMER, TX 75644

Agreement

Amount	Amount on Record
Term	240 Months
Due	Feb 3, 2037

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UPSHUR TX
Recording Date	Jun 6, 2018
Property Address	2446 FM 852, GILMER, TX 75644-5278
Document Number	201803803
Map Reference	VOL217 PG131
Instrument Date	Jun 6, 2018
Instrument	201803803
Transaction Type	Transfer
Record Updated	Sep 16, 2021
Title Company	CTC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	415 CAMPBELL ST, 415, DAINGERFIELD, TX 75638-2101

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2446 FM 852, GILMER, TX 75644-5278

Mortgage

Document Number	201803804
Date	Jun 6, 2018
Instrument	201803804

Lender

Name	GILMER NATIONAL BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jun 6, 2038

Tax Assessment & Valuation

The 2026 property tax bill for 2446 FM 852 was $6,987 with a homeowner's exemption, up 39.3% from the year before.

Source: Upshur County assessment roll, as of October 16, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Upshur County
Unified School District	Gilmer Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,987.00 (+39.35%) Homeowner's exemption	$461,480 (+2.05%) Land $76,770 Building $384,710	$461,480 (+2.05%) Land $76,770 Building $384,710
2025	$5,014.00 Homeowner's exemption	$452,230 Land $58,080 Building $394,150	$452,230 Land $58,080 Building $394,150
2023		$398,270 Land $47,130 Building $351,140	$398,270 Land $47,130 Building $351,140
2022	$4,603.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2446 FM 852 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2446 FM 852 is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 63% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRIENDSHIP WATER SYSTEM private · serves 330 people · EPA ID TX2300020
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Etex Telephone Fiber	1,000 / 1,000
Optimum Cable	940 / 35

May also be available: Verizon.

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