2446 E Lake Dr, Union, NE 68455 Property Records

Cass County property record for 2446 E Lake Dr, Union, NE 68455

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 3,135 sqft · built 1965
Lot Size0.284 acres (12,388 sqft)
OwnerIndividual Name on Record
Last Sale$395,000 (May 2023)
Tax Bill$12,347 (2025)
Deeds & MortgagesDec 2012 Mortgage
Oct 2015 Mortgage
+ 2 more
Flood ZoneZone X (reduced by levee)
APN3483-08-0-00003-000-0260

Property Details

APN / Parcel Number

Primary APN3483-08-0-00003-000-0260
Alternative APN
  • 130193836

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures14 Plumbing Fixtures
Total Rooms8 Rooms
Stories1 Story
Building Area3,135 sqft Living Area
1st Floor Area3,135 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 2002
Exterior MaterialWood Siding
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area12,388 sqft (0.284 acres)
Lot Dimensions154 ft deep x 80 ft wide
Garage TypeAttached
Garage Area845 sqft
DrivewayConcrete Driveway
Driveway Area1,490 sqft
Parking Spaces3 Parking Spaces
Patio Area381 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Heating SystemHeat Pump
SewerSeptic
Water SourceWell

Location & Zoning

Street Address2446 E LAKE DR
CityUNION
StateNE
Zip68455-2604
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code06-RECREAT
Legal DescriptionLAKE WA CON DA LOTS 208 & 208A 09-10-14
Legal Range14
Legal Township10
Legal Section09
Legal SubdivisionLAKE WACONDA
Legal Lot Number208
JurisdictionCASS NE
Township / Civil DivisionLIBERTY
Census Block Group3
Census Block3163
Census Tract966000

Owner

Source: Cass County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address11905 MAYBERRY PLZ, OMAHA, NE 68154-3419
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Dec 14, 2012Deed of Trust, Mortgage
THE NEHAWKA BANK
Oct 13, 2015Deed of Trust, Mortgage · Conventional Mortgage
ARBOR BANK
May 30, 2023Deed, Transfer · Commercial Mortgage
ROCKET MORTGAGE LLC
Oct 10, 2018Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 30, 2023 · Amount on Record
Deed SaleMay 30, 2023 · Amount on Record
Prior SaleOct 10, 2018 · Amount on Record
Deed Document Number20231769
Prior Transfer DateAug 23, 2018
Prior Transfer Doc000148/273
Record UpdatedSep 20, 2026

December 2012: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCASS NE
Property Address2446 E LAKE DR, UNION, NE 68455-2604
Transaction TypeMortgage
Record UpdatedJun 9, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000012/126
DateDec 14, 2012
Book Page12/126
Instrument7221
Lender
NameTHE NEHAWKA BANK
Address412 ELM ST, NEHAWKA, NE 68413
Agreement
AmountAmount Recorded

October 2015: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCASS NE
Property Address2446 E LAKE DR, UNION, NE 68455-2604
Transaction TypeMortgage
Record UpdatedJun 9, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number00077/0735
DateOct 13, 2015
Book Page77/0735
Instrument04773
Lender
NameARBOR BANK
TypeBank
AddressOMAHA, NE 68130
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2045

May 2023: Deed, Transfer

Document TypeDeed
JurisdictionCASS NE
Recording DateMay 30, 2023
Property Address2446 E LAKE DR, UNION, NE 68455-2604
Document Number0202301769
Instrument DateMay 4, 2023
Instrument2023-01769
Transaction TypeTransfer
Record UpdatedJun 9, 2026
Title CompanyGREENE TITLE, GREEN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$888.75
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address9515 KOI ROCK DR, LINCOLN, NE 68526-9659

Transferred To (Grantee/Buyer)

NameVerified Name
Address2446 E LAKE DR, UNION, NE 68455-2604

Mortgage

Document Number0202301770
DateMay 30, 2023
Instrument2023-01770
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2053
Interest
Rate TypeAdjustable Rate
Rate5.6%
AdjustableAdjustable Rate Rider
Change Frequency6 Months
Min Rate At Change3%
Max Rate At Change10.6%
IndexOther
Margin3

October 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCASS NE
Recording DateOct 10, 2018
Property Address2446 E LAKE DR, UNION, NE 68455-2604
Document Number000148/273
Book / Page148 / 273
Instrument DateAug 23, 2018
Instrument2018-04654
Transaction TypeTransfer
Record UpdatedMar 14, 2022

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyCalculated from Transfer Tax

Transferred From (Grantor/Seller)

NameVerified Name
Address5330 SAWGRASS DR, 5330, LINCOLN, NE 68526-9623

Transferred To (Grantee/Buyer)

NameVerified Name
Address5330 SAWGRASS DR, LINCOLN, NE 68526-9623

Tax Assessment & Valuation

Source: Cass County assessment roll, as of February 2, 2026

Property Jurisdictions

TypeName
StateNebraska
CountyCass County
Unified School DistrictNebraska City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$481,150 (+7.16%) Land $140,840 Building $340,310$481,150 (+7.16%) Land $140,840 Building $340,310
2025$12,347.00 (-2.03%)$449,015 (+6.23%) Land $140,840 Building $308,175$449,015 (+6.23%) Land $140,840 Building $308,175
2023$12,603.00$422,670 Land $122,500 Building $300,170$422,670 Land $122,500 Building $300,170

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 14, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
reduced by levee · depends on levee performance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 107 policies
Nearby Flood Policies107 in force
Nearby Flood Claims156 (1984–2024)
Claims Outside the SFHA137 of 156
Most Recent ClaimJun 2024 · rainfall accumulation
Claims by Event
  • Severe Storms And Flooding, Mar 2019 · 27 claims
  • Flooding, Aug 2011 · 103 claims
  • Severe Storms, Tornadoes, And Flooding, Jun 2008 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 47% of the US · lower than 63% of Nebraska
Wildfire Likelihood0.09% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCASS CO SID #1 - LAKE WA-CON-DA VILLAGE
serves 420 people · EPA ID NE3102519
Water SourceGroundwater
Last State InspectionAug 2023
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber
2,000 / 2,000
T-Mobile
Fixed Wireless
100 / 20

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