2446 E 28th St, Lorain, OH 44055 Property Records

Lorain County property record for 2446 E 28th St, Lorain, OH 44055 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	1 Baths
Year Built	Built 1965
Square Footage	1,178 sqft Living Area
Lot Size	6,098 sqft (0.14 acres)
Occupancy	Owner Occupied
Last Sale	$42,000 (2006)
Tax Bill	$1,245.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`03-00-083-109-011`

Interior

Bedrooms	4 Beds
Full Baths	1 Baths
Total Rooms	7 Rooms
Building Area	1,178 sqft Living Area
1st Floor	796 sqft 1st Floor
Basement Area	796 sqft Basement
Stories	1 Stories

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1965
Architectural Style	Cape Cod Style
Exterior Material	Brick Exterior
Construction Type	Masonry/Concrete Masonry Units (CMUs) Construction
Lot Area	6,098 sqft (0.14 acres)
Depth X Width	125 ft x 50 ft Depth x Width
Porch	Open Porch
Porch Area	25 sqft Porch

Utilities and HVAC

Cooling System	None Cooling
Heating System	Baseboard Heating
Heating Fuel	Gas Heating Fuel
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Street Address	2446 E 28TH ST
City	LORAIN
State	OH
Zip	44055-2114
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	S L CO 50 X 125 S/L 2034
Legal Subdivision	S L CO
Legal Block	109
Legal Lot Number	2034
Jurisdiction	LORAIN OH
Minor Civil Division	LORAIN
Census Blockgroup	3
Census Block	3001
Census Tract	23600

Owner

Source: Lorain County records · APN 03-00-083-109-011

Assessment roll updated May 16, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2446 E 28TH ST, LORAIN, OH 44055-2114
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 12, 2006 · Amount on Record
Deed Sale	Apr 12, 2006 · Amount on Record
Prior Sale	Nov 16, 2005 · Amount on Record
Deed Doc Number	2006136858
Prior Transfer Date	Nov 07, 2001
Prior Transfer Doc	0000874616
Record Refreshed	Sep 20, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Recording Date	Aug 10, 2026
Property Address	2446 E 28TH ST, LORAIN, OH 44055-2114
Document Number	0000106847
Instrument Date	Aug 04, 2026
Instrument	2026106847
Transaction Type	Mortgage
Record Updated	Aug 20, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1607 E 34TH ST, LORAIN, OH 44055-1747

Mortgage

Document Number	0000106847,
Date	Aug 10, 2026
Instrument	2026106847

Lender

Name	CAPITAL LENDING

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Aug 26, 2046

Interest

Rate	6.49%
Max Rate	-1%

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated May 16, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Lorain City
Unified School District	Lorain City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,245.00	$31,000 (+0.01%) Land $4,510 Building $26,490	$88,560 (-) Land $12,880 Building $75,680
2024	$1,245.00 (+0.81%)	$30,996 (+32.61%) Land $4,508 Building $26,488	$88,560 (+32.61%) Land $12,880 Building $75,680
2023	$1,235.00 (+0.9%)	$23,374 (-0.03%) Land $2,748 Building $20,626	$66,780 (-) Land $7,850 Building $58,930
2022	$1,224.00	$23,380 Land $2,750 Building $20,630
2021			$66,780 Land $7,850 Building $58,930

Flood & Wildfire

2446 E 28th St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.